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1 = STRONG BUY | 2 = BUY | 3 = HOLD | 4 = UNDERPERFORM | 5 = SELL

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Company Profile

First Acceptance Corporation is an insurance agency that owns and operates Acceptance Insurance. The Company is engaged in selling insurance and related products underwritten and serviced by its own insurance companies, First Acceptance Insurance Group, and through third-party carriers. Acceptance Insurance primarily sells non-standard personal automobile insurance. It offers various other commissionable third-party products, such as roadside assistance. It also sells an insurance product for renters. Acceptance Insurance leases and operates approximately 339 retail locations. It provides servicing and underwriting operations in 15 states. The Company conduct its servicing and underwriting operations in 15 states through three subsidiaries: First Acceptance Insurance Company, Inc. (FAIC), First Acceptance Insurance Company of Georgia, Inc. and First Acceptance Insurance Company of Tennessee, Inc., and an insurance agency through Acceptance Insurance Agency of Tennessee, Inc.

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