Compliance updated on Jun 19, 2026 Screened by AAOIFI-Certified Shariah Advisor & Auditor

Financial data updated nightly

Waterstone Financial Inc

WSBF ✗ NOT COMPLIANT ☆ Track — members

Nasdaq · Financials · Banks ·

USA Small Cap Analyst: N/A

Last Close

$21.26

▼ -0.70%

Market Cap $382.19M · Vol 24.53K

Key Metrics

P/E Ratio

12.32

FWD: N/A

Market Cap

$382.19M

Small Cap

Div Yield

3.18%

Quarterly dividend

EPS Growth

N/A

YoY

RSI (14)

72.98

Momentum

Beta

0.70

vs Market

52W High

$21.48

1.02% below

52W Low

$14.07

51.10% above

Volume

24.53K

Avg 27.08K

P/B

0.87

Price-to-book

ROE

N/A

Return on equity

Free Float

81.14%

Public shares

Shariah Compliance8 STANDARDS

✗ Waterstone Financial Inc (WSBF) stock is currently not Shariah compliant

AAOIFI—
Dow Jones Islamic (DJIM)—
FTSE Shariah—
MSCI Islamic—
S&P Shariah—
Al Rajhi—
Alinma—
Albilad—

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See which standards it fails, the exact ratios behind the verdict, and halal alternatives. AAOIFI-certified methodology trusted by global Islamic funds.

Which standards does WSBF pass?

The full report shows the verdict under each of the 8 major Shariah standards, with the business-activity and financial-ratio screens behind every one.

Do I need to purify my investment?

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Can I calculate zakat for my shares?

Members get zakat per share and a built-in calculator for their exact holding.

Historical Returns

+2.02%

+8.91%

+16.94%

+17.52%

YTD

+28.46%

+47.95%

+68.46%

+5.74%

Financials & Valuation

TTM · Annual

Total Revenue	N/A
Net Income	$26.40M
Revenue Growth (YoY)	+4.31%
Gross Margin	N/A
Operating Margin	24.97%
Net Profit Margin	19.90%
ROE	N/A
ROA · ROIC	1.50% · 3.41%

P/E Ratio	12.32
Forward P/E (FY1)	N/A
PEG Ratio	0.24
P/S	2.23
P/B	0.87
P/FCF	2.95
EPS Growth	N/A
Outstanding Shares	17.98M

Technical Indicators

50-Day SMA	$19.98
200-Day SMA	$18.04
RSI (14)	72.98
Beta	0.70
52-Week High	$21.48
52-Week Low	$14.07

Volume Today	24.53K
Avg Daily Volume (30D)	27.08K
Relative Volume	0.91x
Volatility (10D)	15.26
Volatility (30D)	22.19
Free Float	81.14%

Analyst Consensus

N/A

Current Price $21.26

Mean Target N/A

52W Low$14.07 52W High$21.48

Current

Target

$14.07 $21.48

Current Analyst target

· 0 analysts

Identifiers

ExchangeNasdaq

FIGIBBG001SNPYP7

ISINUS94188P1012

CountryUnited States of America

Sub-IndustryBanks (NEC)

Earnings DateN/A

TypeStocks

Instrument TypeORD Ordinary Share

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Company Profile

Waterstone Financial, Inc. is the savings and loan holding company for WaterStone Bank SSB (the Bank). The Bank offers a comprehensive suite of personal and business banking products and operates approximately 14 branch locations across southeastern Wisconsin. Its segments include community banking and mortgage banking. The community banking segment provides consumer and business banking products and services to customers. Consumer products include loan products, deposit products, and personal investment services. Business banking products include loans for working capital, inventory and general corporate use, commercial real estate construction loans, and deposit accounts. The mortgage banking segment operates through Waterstone Mortgage Corporation, which consists of originating residential mortgage loans primarily for sale in the secondary market. It has nine branch offices in Milwaukee County, four branch offices in Waukesha County and one branch office in Washington County.