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UBFO – United Security Bancshares

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1 = STRONG BUY | 2 = BUY | 3 = HOLD | 4 = UNDERPERFORM | 5 = SELL

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Company Profile

United Security Bancshares is the bank holding company for United Security Bank (the Bank). The Bank is a state-chartered bank and offers a range of commercial banking services to the business and professional community and individuals. It provides a variety of deposit instruments, including personal and business checking accounts and savings accounts, interest-bearing negotiable order of withdrawal (NOW) accounts and money market accounts. Its lending activities include real estate mortgage, commercial and industrial, real estate construction, agricultural, and installment loans. The Bank operates approximately 12 full-service branch offices in Fresno, Bakersfield, Campbell, Caruthers, Coalinga, Firebaugh, Mendota, Oakhurst, San Joaquin and Taft. It offers a range of services for commercial customers and account holders, including online banking, mobile banking, safe deposit boxes, wire transfers, ATM services, payroll direct deposit, cashier’s checks, and cash management services.

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