Texas Community Bancshares, Inc. is a holding company for Mineola Community Bank, S.S.B. (the Bank). The Bank operates business consists primarily of taking deposits from the general public and investing those deposits, together with funds generated from operations and borrowings from the Federal Home Loan Bank of Dallas, in residential real estate loans and commercial real estate loans and commercial real estate loans, and to a lesser extent, commercial loans, construction and land loans, and consumer and other loans. The Bank also invests in securities, which consist of mortgage-backed securities and obligations issued by the United States government-sponsored enterprises, state and municipal securities, and Federal Home Loan Bank stock. It offers a variety of deposit accounts, including checking accounts, savings accounts and certificates of deposit accounts. Its market areas include Franklin County, Hopkins County, Smith County, Van Zandt County and Wood County.