Summit State Bank (the Bank) is a state-chartered commercial bank. The Bank operates a traditional community banking business within its primary service area of Sonoma County in California. The Bank provides a range of financial services to small to medium-sized businesses and their owners and employees, entrepreneurs, families, foundations, estates and individual consumers. It offers a range of deposit products and services for both commercial and consumer customers, including digital banking, cash management services and bill payment. The Bank also provides a set of loan products, such as commercial loans and leases, lines of credit, commercial real estate loans, small business administration (SBA) loans, and construction loans. The Bank’s lending activities are primarily focused on commercial real estate, construction, and business loans to its targeted clientele. The Bank operates through five depository offices located in Santa Rosa, Rohnert Park, Healdsburg and Petaluma.