OppFi Inc. operates as a fintech platform that helps Americans gain access to credit with digital specialty finance products. The Company’s platform offers accessible lending products through its proprietary technology. The OppFi platform is a mobile-optimized online application where eligible applicants, at their request, can opt into the OppFi TurnUp Program. This program helps these applicants find more affordable credit options by checking the market voluntarily. It also services customers for its SalaryTap and OppFi Card products. SalaryTap is a payroll deduction secured installment loan product. OppFi Card features a mobile experience and customer service to provide OppFi consumers with an alternative to traditional credit cards and another opportunity to build credit. Its primary products are offered by its OppLoans lending platform.