Nordea Bank Abp is a Finland-based universal bank. The Bank operates within four business areas, such as Personal Banking, Business Banking, Large Corporates & Institutions and Asset & Wealth Management. Personal Banking provides services and solutions for the Bank’s household customers in the Nordic markets. Business Banking serves small, mid-sized and big corporate customers in Scandinavia. Its business area also houses the unit Transaction Banking which manages card services for all Nordea’s customers. Large Corporates & Institutions provides financial solutions to big Nordic and international corporations The international network offers services to customers within shipping, offshore, oil, corporate & investment banking and commercial banking. Asset & Wealth Management is the area within Nordea that offers savings and investment products and manages customers’ accumulated wealth.