Compliance updated on Jun 19, 2026 Screened by AAOIFI-Certified Shariah Advisor & Auditor

Financial data updated nightly

Nbt Bancorp Inc

NBTB ✗ NOT COMPLIANT ☆ Track — members

Nasdaq · Financials · Banks ·

USA Mid Cap Analyst: HOLD

Last Close

$53.56

▼ -0.02%

Market Cap $2.78B · Vol 99.48K

Key Metrics

P/E Ratio

13.09

FWD: 12.18

Market Cap

$2.78B

Mid Cap

Div Yield

2.99%

Quarterly dividend

EPS Growth

+9.21%

YoY

RSI (14)

57.54

Momentum

Beta

0.48

vs Market

52W High

$54.48

1.69% below

52W Low

$39.21

36.60% above

Volume

99.48K

Avg 155.42K

P/B

1.14

Price-to-book

ROE

N/A

Return on equity

Free Float

97.01%

Public shares

Shariah Compliance8 STANDARDS

✗ Nbt Bancorp Inc (NBTB) stock is currently not Shariah compliant

AAOIFI—
Dow Jones Islamic (DJIM)—
FTSE Shariah—
MSCI Islamic—
S&P Shariah—
Al Rajhi—
Alinma—
Albilad—

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See which standards it fails, the exact ratios behind the verdict, and halal alternatives. AAOIFI-certified methodology trusted by global Islamic funds.

Which standards does NBTB pass?

The full report shows the verdict under each of the 8 major Shariah standards, with the business-activity and financial-ratio screens behind every one.

Do I need to purify my investment?

Members see the purification amount per share, updated every financial period under the AAOIFI methodology.

Can I calculate zakat for my shares?

Members get zakat per share and a built-in calculator for their exact holding.

Historical Returns

+1.71%

+5.77%

+20.68%

+16.89%

YTD

+29.00%

+24.33%

+47.71%

+45.23%

Financials & Valuation

TTM · Annual

Total Revenue	N/A
Net Income	$169.24M
Revenue Growth (YoY)	+9.76%
Gross Margin	N/A
Operating Margin	43.25%
Net Profit Margin	30.30%
ROE	N/A
ROA · ROIC	1.47% · 8.13%

P/E Ratio	13.09
Forward P/E (FY1)	12.18
PEG Ratio	1.02
P/S	3.78
P/B	1.14
P/FCF	6.87
EPS Growth	+9.21%
Outstanding Shares	51.96M

Technical Indicators

50-Day SMA	$50.47
200-Day SMA	$45.15
RSI (14)	57.54
Beta	0.48
52-Week High	$54.48
52-Week Low	$39.21

Volume Today	99.48K
Avg Daily Volume (30D)	155.42K
Relative Volume	0.64x
Volatility (10D)	12.33
Volatility (30D)	19.57
Free Float	97.01%

Analyst Consensus

HOLD

Current Price $53.56

Mean Target $55.58

52W Low$39.21 52W High$54.48

Current

Target

$39.21 $54.48

Current Analyst target

+3.78% upside potential · 7 analysts

Identifiers

ExchangeNasdaq

FIGIBBG001S6XCS0

ISINUS6287781024

CountryUnited States of America

Sub-IndustryBanks (NEC)

Earnings DateOct 26, 2026

TypeStocks

Instrument TypeORD Ordinary Share

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Company Profile

NBT Bancorp Inc. is a financial holding company. It primarily operates through NBT Bank, N.A. (the Bank), a full-service community bank, and through two financial services subsidiaries. Its business, primarily conducted through the Bank, consists of providing commercial banking, retail banking and wealth management services. The Bank offers a range of products and services tailored to individuals, corporations and municipalities. The Bank’s deposit products include demand deposit accounts, savings accounts, interest-bearing checking accounts, MMDA and CD accounts. The Bank’s loan products include indirect and direct consumer loans, home equity loans and mortgages. The Bank has approximately 176 banking locations in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine and Connecticut. It operates EPIC Retirement Plan Services, which is a national benefits administration firm. It operates NBT Insurance Agency, LLC, which is a full-service regional insurance agency.