Metropolitan Bank & Trust Company (the Bank) is a Philippines-based universal bank. The Bank and its subsidiaries are engaged in all aspects of banking, financing, leasing, and stock brokering. Its diverse product portfolio includes investment banking, thrift banking, leasing and financing, bancassurance, and credit cards. The Bank provides products and services, such as deposit, loans and trade finance, credit card products, programs and facilities, electronic banking facilities, cash management, domestic and foreign fund transfers, treasury products, remittances, institutional fund-management, private banking, and trust services. It offers a full range of services to local and multinational corporations, middle-market, and small and medium-sized enterprises (SMEs), high net-worth individuals and the retail segment. It has approximately 957 branches, 1,298 automated teller machines (ATMs) in the branches (on-site), and 1,027 ATMs in other locations (off-site).