Compliance updated on Sep 10, 2026 Screened by AAOIFI-Certified Shariah Advisor & Auditor

Financial data updated nightly

Kaspi.kz AO

KSPI ✓ COMPLIANT ☆ Track — members

NASDAQ · Technology · Financial Technology (Fintech) ·

USA Large Cap Analyst: BUY

Last Close

$100.48

▲ +0.59%

Market Cap $19.10B · Vol 150.91K

Key Metrics

P/E Ratio

8.09

FWD: 7.06

Market Cap

$19.10B

Large Cap

Div Yield

5.00%

Quarterly dividend

EPS Growth

+11.66%

YoY

RSI (14)

39.02

Momentum

Beta

N/A

vs Market

52W High

$109.92

8.59% below

52W Low

$68.59

46.49% above

Volume

150.91K

Avg 182.87K

P/B

3.02

Price-to-book

ROE

51.16%

Return on equity

Free Float

79.61%

Public shares

Shariah Compliance8 STANDARDS

✓ Yes, Kaspi.kz AO (KSPI) stock is Shariah compliant

AAOIFI—
Dow Jones Islamic (DJIM)—
FTSE Shariah—
MSCI Islamic—
S&P Shariah—
Al Rajhi—
Alinma—
Albilad—

Unlock the full Shariah report

See the verdict under each standard, the exact screening ratios, purification and zakat per share. AAOIFI-certified methodology trusted by global Islamic funds.

Which standards does KSPI pass?

The full report shows the verdict under each of the 8 major Shariah standards, with the business-activity and financial-ratio screens behind every one.

Do I need to purify my investment?

Members see the purification amount per share, updated every financial period under the AAOIFI methodology.

Can I calculate zakat for my shares?

Members get zakat per share and a built-in calculator for their exact holding.

Historical Returns

-6.56%

+1.80%

+24.73%

+45.96%

YTD

+28.61%

+19.04%

N/A

Financials & Valuation

TTM · Annual

Total Revenue	N/A
Net Income	$2.11B
Revenue Growth (YoY)	+10.10%
Gross Margin	N/A
Operating Margin	58.70%
Net Profit Margin	47.06%
ROE	51.16%
ROA · ROIC	13.69% · 45.99%

P/E Ratio	8.09
Forward P/E (FY1)	7.06
PEG Ratio	2.39
P/S	3.35
P/B	3.02
P/FCF	15.48
EPS Growth	+11.66%
Outstanding Shares	189.33M

Technical Indicators

50-Day SMA	$95.68
200-Day SMA	$83.76
RSI (14)	39.02
Beta	N/A
52-Week High	$109.92
52-Week Low	$68.59

Volume Today	150.91K
Avg Daily Volume (30D)	182.87K
Relative Volume	0.83x
Volatility (10D)	42.34
Volatility (30D)	36.18
Free Float	79.61%

Analyst Consensus

BUY

Current Price $100.48

Mean Target $110.80

52W Low$68.59 52W High$109.92

Current

Target

$68.59 $109.92

Current Analyst target

+10.27% upside potential · 5 analysts

Identifiers

ExchangeNASDAQ

FIGIBBG00QD4Z4X6

ISINUS48581R2058

CountryKazakhstan

Sub-IndustryFinancial Technology (Fintech) (NEC)

Earnings DateDec 3, 2026

TypeStocks

Instrument TypeADR American Depositary Receipt

Similar Halal Stocks

INTU Intuit Inc. +5.47% CRCL Circle Internet Group, Inc. +7.53% 300033.SZ Hithink RoyalFlush Information Network Co., Ltd. -0.70% KSPI.KZ Kaspi.kz AO +3.11% POLICYBZR.NS PB Fintech Limited -0.15%

Company Profile

Kaspi.kz AO (Joint Stock Company Kaspi.kz), formerly Aktsionernoe obshchestvo kaspi, is a Kazakhstan-based financial technology company, which provide a range of services such as online payments, e-commerce, and digital banking. The Company operates as holding company for Kaspi Group AO and Kaspi Magazin TOO. The Company operates through two segments. Mass retail offers a wide range of products and financial services to retail customers through a network of branches, offices, and automated teller machine (ATM). These products include savings and current accounts, credit cards, car loans and commodity loans, as well as a wide range of insurance policies. Financial services for corporate, middle, and small, and other businesses segment, including deposits, overdrafts, loans and other credit services and currency exchange.