The Karnataka Bank Limited is an India-based banking company. The Company is engaged in providing a range of banking and financial services, including retail, corporate banking and para-banking activities in addition to treasury and foreign exchange business. It operates in four segments: Treasury, Corporate Banking, Retail Banking and Other Banking Operations. Its products and services include borrowing facilities, deposits, providing returns on funds and helping with overseas transactions. It offers business banking services, such as working capital finance, term loans and business finance products. It offers personal banking services that include savings accounts, cards, loans, deposits, insurance, investment other services and other products. Its loan portfolio includes housing loan, vehicle loans, personal loan, loan against property, education loan, gold loan and other loans.