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JKBK – Jammu and Kashmir Bank Ltd

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1 = STRONG BUY | 2 = BUY | 3 = HOLD | 4 = UNDERPERFORM | 5 = SELL

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Company Profile

Jammu and Kashmir Bank Limited (the Bank) is engaged in the banking business. The Bank offers a range of products and services, such as loans, personal accounts, term deposits, insurance, cards, business accounts, agriculture loans, mutual funds and non-resident banking. Its business segments include Treasury, Corporate/wholesale banking, Retail banking and other banking operations. It provides loans, such as housing loan, consumer loan, educational finance, commercial vehicle finance and agricultural term loan. It provides savings and deposits, such as Salary Accounts, Small Account and Fixed Deposit Schemes. It also provides non-resident banking services, such as Non-Resident External (NRE) Rupee Deposits and Non-Resident Ordinary (NRO) Rupee Deposits. It operates through over 955 branches, which include approximately 174 metro branches, over 109 urban branches, approximately 159 semi-urban branches and 513 rural branches, which are spread over 18 states and four union territories.

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