Compliance updated on Jun 19, 2026 Screened by AAOIFI-Certified Shariah Advisor & Auditor

Financial data updated nightly

Farmers & Merchants Bancorp Inc

FMAO ✗ NOT COMPLIANT ☆ Track — members

Nasdaq · Financials · Banks ·

USA Small Cap Analyst: HOLD

Last Close

$35.11

▼ -0.62%

Market Cap $483.58M · Vol 25.54K

Key Metrics

P/E Ratio

12.07

FWD: 10.87

Market Cap

$483.58M

Small Cap

Div Yield

2.60%

Quarterly dividend

EPS Growth

+30.66%

YoY

RSI (14)

69.34

Momentum

Beta

0.80

vs Market

52W High

$35.60

1.38% below

52W Low

$22.91

53.25% above

Volume

25.54K

Avg 36.33K

P/B

0.92

Price-to-book

ROE

N/A

Return on equity

Free Float

97.16%

Public shares

Shariah Compliance8 STANDARDS

✗ Farmers & Merchants Bancorp Inc (FMAO) stock is currently not Shariah compliant

AAOIFI—
Dow Jones Islamic (DJIM)—
FTSE Shariah—
MSCI Islamic—
S&P Shariah—
Al Rajhi—
Alinma—
Albilad—

Unlock the full Shariah report

See which standards it fails, the exact ratios behind the verdict, and halal alternatives. AAOIFI-certified methodology trusted by global Islamic funds.

Which standards does FMAO pass?

The full report shows the verdict under each of the 8 major Shariah standards, with the business-activity and financial-ratio screens behind every one.

Do I need to purify my investment?

Members see the purification amount per share, updated every financial period under the AAOIFI methodology.

Can I calculate zakat for my shares?

Members get zakat per share and a built-in calculator for their exact holding.

Historical Returns

+0.54%

+17.78%

+31.35%

+18.74%

YTD

+42.03%

+39.55%

+79.13%

+55.07%

Financials & Valuation

TTM · Annual

Total Revenue	N/A
Net Income	$33.31M
Revenue Growth (YoY)	+14.97%
Gross Margin	N/A
Operating Margin	36.02%
Net Profit Margin	28.19%
ROE	N/A
ROA · ROIC	1.25% · 5.07%

P/E Ratio	12.07
Forward P/E (FY1)	10.87
PEG Ratio	0.36
P/S	2.84
P/B	0.92
P/FCF	4.25
EPS Growth	+30.66%
Outstanding Shares	13.77M

Technical Indicators

50-Day SMA	$31.08
200-Day SMA	$27.33
RSI (14)	69.34
Beta	0.80
52-Week High	$35.60
52-Week Low	$22.91

Volume Today	25.54K
Avg Daily Volume (30D)	36.33K
Relative Volume	0.70x
Volatility (10D)	24.21
Volatility (30D)	40.46
Free Float	97.16%

Analyst Consensus

HOLD

Current Price $35.11

Mean Target $33.50

52W Low$22.91 52W High$35.60

Current

Target

$22.91 $35.60

Current Analyst target

-4.59% downside risk · 3 analysts

Identifiers

ExchangeNasdaq

FIGIBBG001S8HL40

ISINUS30779N1054

CountryUnited States of America

Sub-IndustryBanks (NEC)

Earnings DateOct 26, 2026

TypeStocks

Instrument TypeORD Ordinary Share

Similar Halal Stocks

1120.SE Al Rajhi Banking and Investment Corporation SJSC +0.00% KIB.KW Kuwait International Bank KSCP -0.39% JAIZBANK.LG Jaiz Bank PLC -0.58% KFH.KW Kuwait Finance House KSCP -0.13% ADIB.AD Abu Dhabi Islamic Bank PJSC -0.51%

Company Profile

Farmers & Merchants Bancorp, Inc. is a bank holding company. The Company’s primary subsidiary, The Farmers & Merchants State Bank (Bank) is a local independent community bank. The Bank is engaged in the general commercial banking business. Its activities include commercial, agricultural, and residential mortgage as well as consumer lending activities. The Bank also provides checking account services, as well as savings and time deposit services such as certificates of deposits. Its loan portfolio is comprised of loans made to customers in the farming industry for such things as farmland, farm equipment, livestock and operating loans for seed, fertilizer, and feed. The Bank provides on-line banking access for consumer and business customers. In addition, it also provides automated teller machines (ATMs) or interactive teller machines (ITMs) at the branch locations along with other independent locations in the market area.