Everyday People Financial Corp is a Canada-based financial services company. Through its technology-driven ecosystem and specialty credit solutions, the Company manages credit and prepaid card programs, homeownership facilitation, and payment management services. The Company operates through four segments: Financial services, EP Homes facilitation services, Collection services, and Contract receivable services. The Financial services segment issues secured / prepaid credit cards. The EP Homes facilitation services segment acquires homes and offers eligible clients the ability to purchase a home through a structured lease and dedicated down payment accumulation program. The Collection services segment provides debt collection services for corporations that have past due and default accounts. The Contract receivable services segment acquires residential and commercial security contracts between the consumer and the alarm companies at a certain discount.