EML Payments Limited is an Australia-based company, which provides a payment solutions platform. The Company offers program management and payments expertise to create customizable solutions for businesses, brands and their customers. It operates through three segments: General Purpose Reloadable (GPR), Gift & Incentive (G&I), and Digital Payments (DP). GPR segment products provide reloadable cards to a variety of industries, including, but not limited to Government, Salary Packaging, Gaming and Digital Banking. This segment provides a full-service offering, including issuance, processing and program management. G&I segment products provide single load gift cards for shopping malls and incentive programs across the world. DP segment products provide payment options for consumers. Industries include, but are not limited to Open Banking, Buy-Now Pay-Later providers and Bill payment providers. Its products include Card Payments, Open Banking, Digital Account Payments and Seamless.