EML Payments Limited is an Australia-based company, which provides a payment solutions platform. The Company offers program management and payments expertise to create customizable solutions for businesses, brands and their customers. The Company operates through three segments: General Purpose Reloadable (GPR), Gift & Incentive (G&I), and Digital Payments (DP). GPR segment products provide reloadable cards to a variety of industries, including, Government, Salary Packaging, Gaming and Digital Banking. This segment also provides a full-service offering, including issuance, processing and program management. Its G&I segment products provide single load gift cards for shopping malls and incentive programs across the world. Its DP segment products provide payment options for consumers. Industries include Open Banking, Buy-Now Pay-Later providers and Bill payment providers. The Company’s products include Card Payments, Open Banking, Digital Account Payments and Seamless.