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Compliance updated on Sep 10, 2026 Screened by AAOIFI-Certified Shariah Advisor & Auditor
Financial data updated nightly

Citizens Financial Services Inc

CZFS ✗ NOT COMPLIANTFree checks used up today ☆ Track — members
NASDAQ · Financials · Banks ·
USA Small Cap Analyst: BUY
Last Close
$83.73
▲ +2.65%
Market Cap $402.73M · Vol 11.21K
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Key Metrics
P/E Ratio
9.79
FWD: 9.54
Market Cap
$402.73M
Small Cap
Div Yield
2.50%
Quarterly dividend
EPS Growth
+14.44%
YoY
RSI (14)
60.94
Momentum
Beta
0.72
vs Market
52W High
$84.56
2.95% below
52W Low
$52.35
55.82% above
Volume
11.21K
Avg 10.23K
P/B
0.81
Price-to-book
ROE
11.46%
Return on equity
Free Float
93.47%
Public shares
Shariah Compliance8 STANDARDS
✗ Citizens Financial Services Inc (CZFS) stock is currently not Shariah compliant
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  • Al Rajhi—
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  • Albilad—
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See which standards it fails, the exact ratios behind the verdict, and halal alternatives.Members see the verdict under each standard, the exact screening ratios, purification and zakat per share. AAOIFI-certified methodology trusted by global Islamic funds.

Which standards does CZFS pass?

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Historical Returns
5D
+5.83%
1M
+3.97%
3M
+15.20%
6M
+21.38%
YTD
+46.84%
1Y
+47.05%
3Y
+93.02%
5Y
N/A
Financials & Valuation
TTM · Annual
Total RevenueN/A
Net Income$36.57M
Revenue Growth (YoY)+9.44%
Gross MarginN/A
Operating Margin41.08%
Net Profit Margin33.01%
ROE11.46%
ROA · ROIC1.49% · 5.88%
P/E Ratio9.79
Forward P/E (FY1)9.54
PEG Ratio0.24
P/S2.47
P/B0.81
P/FCF9.07
EPS Growth+14.44%
Outstanding Shares4.81M
Technical Indicators
50-Day SMA$80.78
200-Day SMA$69.98
RSI (14)60.94
Beta0.72
52-Week High$84.56
52-Week Low$52.35
Volume Today11.21K
Avg Daily Volume (30D)10.23K
Relative Volume1.10x
Volatility (10D)20.99
Volatility (30D)21.23
Free Float93.47%
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