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Compliance updated on Sep 10, 2026 Screened by AAOIFI-Certified Shariah Advisor & Auditor
Financial data updated nightly

Citizens Financial Services Inc

CZFS ✗ NOT COMPLIANTFree checks used up today ☆ Track — members
NASDAQ · Financials · Banks ·
USA Small Cap Analyst: BUY
Last Close
$78.90
▲ +1.09%
Market Cap $379.50M · Vol 5.69K
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Key Metrics
P/E Ratio
9.23
FWD: 8.99
Market Cap
$379.50M
Small Cap
Div Yield
2.61%
Quarterly dividend
EPS Growth
+14.44%
YoY
RSI (14)
43.98
Momentum
Beta
0.72
vs Market
52W High
$84.05
6.13% below
52W Low
$52.35
50.72% above
Volume
5.69K
Avg 9.59K
P/B
0.81
Price-to-book
ROE
11.46%
Return on equity
Free Float
93.47%
Public shares
Shariah Compliance8 STANDARDS
✗ Citizens Financial Services Inc (CZFS) stock is currently not Shariah compliant
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  • Al Rajhi—
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  • Albilad—
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See which standards it fails, the exact ratios behind the verdict, and halal alternatives.Members see the verdict under each standard, the exact screening ratios, purification and zakat per share. AAOIFI-certified methodology trusted by global Islamic funds.

Which standards does CZFS pass?

The full report shows the verdict under each of the 8 major Shariah standards, with the business-activity and financial-ratio screens behind every one.

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Historical Returns
5D
-0.78%
1M
-4.03%
3M
+12.11%
6M
+18.15%
YTD
+38.37%
1Y
+45.41%
3Y
+73.20%
5Y
N/A
Financials & Valuation
TTM · Annual
Total RevenueN/A
Net Income$36.57M
Revenue Growth (YoY)+9.44%
Gross MarginN/A
Operating Margin41.08%
Net Profit Margin33.01%
ROE11.46%
ROA · ROIC1.49% · 5.88%
P/E Ratio9.23
Forward P/E (FY1)8.99
PEG Ratio0.24
P/S2.47
P/B0.81
P/FCF9.07
EPS Growth+14.44%
Outstanding Shares4.81M
Technical Indicators
50-Day SMA$80.96
200-Day SMA$69.07
RSI (14)43.98
Beta0.72
52-Week High$84.05
52-Week Low$52.35
Volume Today5.69K
Avg Daily Volume (30D)9.59K
Relative Volume0.59x
Volatility (10D)20.66
Volatility (30D)21.05
Free Float93.47%
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