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Compliance updated on Sep 10, 2026 Screened by AAOIFI-Certified Shariah Advisor & Auditor
Financial data updated nightly

Citizens Financial Services Inc

CZFS ✗ NOT COMPLIANTFree checks used up today ☆ Track — members
NASDAQ · Financials · Banks ·
USA Small Cap Analyst: BUY
Last Close
$86.18
▲ +1.54%
Market Cap $414.58M · Vol 8.27K
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Key Metrics
P/E Ratio
10.08
FWD: 9.49
Market Cap
$414.58M
Small Cap
Div Yield
2.40%
Quarterly dividend
EPS Growth
+14.44%
YoY
RSI (14)
69.09
Momentum
Beta
0.68
vs Market
52W High
$88.49
2.61% below
52W Low
$53.28
61.75% above
Volume
8.27K
Avg 9.73K
P/B
0.81
Price-to-book
ROE
11.46%
Return on equity
Free Float
93.47%
Public shares
Shariah Compliance8 STANDARDS
✗ Citizens Financial Services Inc (CZFS) stock is currently not Shariah compliant
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  • Albilad—
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See which standards it fails, the exact ratios behind the verdict, and halal alternatives.Members see the verdict under each standard, the exact screening ratios, purification and zakat per share. AAOIFI-certified methodology trusted by global Islamic funds.

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The full report shows the verdict under each of the 8 major Shariah standards, with the business-activity and financial-ratio screens behind every one.

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Historical Returns
5D
+0.20%
1M
+10.42%
3M
+7.19%
6M
+35.08%
YTD
+51.14%
1Y
+47.24%
3Y
+61.99%
5Y
N/A
Financials & Valuation
TTM · Annual
Total RevenueN/A
Net Income$36.57M
Revenue Growth (YoY)+8.82%
Gross MarginN/A
Operating Margin41.08%
Net Profit Margin33.01%
ROE11.46%
ROA · ROIC1.49% · 5.88%
P/E Ratio10.08
Forward P/E (FY1)9.49
PEG Ratio0.24
P/S2.47
P/B0.81
P/FCF9.07
EPS Growth+14.44%
Outstanding Shares4.81M
Technical Indicators
50-Day SMA$81.69
200-Day SMA$71.35
RSI (14)69.09
Beta0.68
52-Week High$88.49
52-Week Low$53.28
Volume Today8.27K
Avg Daily Volume (30D)9.73K
Relative Volume0.85x
Volatility (10D)23.21
Volatility (30D)21.36
Free Float93.47%
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