Credit Intelligence Limited is a financial technology company. The Company offers a suite of financial products and solutions to support the small and medium enterprises (SMEs). Its offering includes securing finance, debt solutions and restructuring, mortgage broking services, personal insolvency management, buy now pay later and small business loans. It offers debt-restructuring and personal insolvency management services. Its main business includes the provision of bankruptcy admission services and Individual Voluntary Arrangement (IVA) proposal consultancy and implementation services. The Company, through its subsidiary YOZO FinancePty Ltd (YOZO), offers OZO SME and YOZO Pay. YOZO SME solutions include business loans. OZO Pay is a buy now pay later solution. The Company’s subsidiaries also include CS Funding Pte Limited (ICS) and Hup Hoe Credit Pte Limited (HHC).