Compliance updated on Jun 19, 2026 Screened by AAOIFI-Certified Shariah Advisor & Auditor

Financial data updated nightly

Community Financial System Inc

CBU ✗ NOT COMPLIANT ☆ Track — members

NYSE · Financials · Banks ·

USA Mid Cap Analyst: HOLD

Last Close

$65.84

▲ +0.26%

Market Cap $3.46B · Vol 51.76K

Key Metrics

P/E Ratio

15.29

FWD: 13.17

Market Cap

$3.46B

Mid Cap

Div Yield

2.98%

Quarterly dividend

EPS Growth

+18.54%

YoY

RSI (14)

46.07

Momentum

Beta

0.79

vs Market

52W High

$71.11

7.41% below

52W Low

$53.48

23.11% above

Volume

51.76K

Avg 103.69K

P/B

1.51

Price-to-book

ROE

11.17%

Return on equity

Free Float

99.25%

Public shares

Shariah Compliance8 STANDARDS

✗ Community Financial System Inc (CBU) stock is currently not Shariah compliant

AAOIFI—
Dow Jones Islamic (DJIM)—
FTSE Shariah—
MSCI Islamic—
S&P Shariah—
Al Rajhi—
Alinma—
Albilad—

Unlock the full Shariah report

See which standards it fails, the exact ratios behind the verdict, and halal alternatives. AAOIFI-certified methodology trusted by global Islamic funds.

Which standards does CBU pass?

The full report shows the verdict under each of the 8 major Shariah standards, with the business-activity and financial-ratio screens behind every one.

Do I need to purify my investment?

Members see the purification amount per share, updated every financial period under the AAOIFI methodology.

Can I calculate zakat for my shares?

Members get zakat per share and a built-in calculator for their exact holding.

Historical Returns

+1.53%

-3.01%

+5.82%

-0.75%

YTD

+14.62%

+12.93%

+32.77%

-12.35%

Financials & Valuation

TTM · Annual

Total Revenue	N/A
Net Income	$210.46M
Revenue Growth (YoY)	+9.96%
Gross Margin	N/A
Operating Margin	40.44%
Net Profit Margin	30.35%
ROE	11.17%
ROA · ROIC	1.63% · 7.71%

P/E Ratio	15.29
Forward P/E (FY1)	13.17
PEG Ratio	0.94
P/S	4.38
P/B	1.51
P/FCF	4.78
EPS Growth	+18.54%
Outstanding Shares	52.62M

Technical Indicators

50-Day SMA	$65.96
200-Day SMA	$61.91
RSI (14)	46.07
Beta	0.79
52-Week High	$71.11
52-Week Low	$53.48

Volume Today	51.76K
Avg Daily Volume (30D)	103.69K
Relative Volume	0.50x
Volatility (10D)	18.67
Volatility (30D)	22.45
Free Float	99.25%

Analyst Consensus

HOLD

Current Price $65.84

Mean Target $70.17

52W Low$53.48 52W High$71.11

Current

Target

$53.48 $71.11

Current Analyst target

+6.57% upside potential · 6 analysts

Identifiers

ExchangeNYSE

FIGIBBG001S5PK76

ISINUS2036071064

CountryUnited States of America

Sub-IndustryBanks (NEC)

Earnings DateOct 19, 2026

TypeStocks

Instrument TypeORD Ordinary Share

Similar Halal Stocks

1120.SE Al Rajhi Banking and Investment Corporation SJSC +0.00% KIB.KW Kuwait International Bank KSCP -0.39% JAIZBANK.LG Jaiz Bank PLC -0.58% KFH.KW Kuwait Finance House KSCP -0.13% ADIB.AD Abu Dhabi Islamic Bank PJSC -0.51%

Company Profile

Community Financial System, Inc. is a diversified financial services company. The Company's business segments include Banking and Corporate, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking segment is a community bank serving the financial needs of customers in local communities. The Employee Benefit Services segment operates a national practice that provides employee benefit trust, collective investment fund, retirement plan and health savings account administration, fund administration, transfer agency, actuarial, and health and welfare consulting services. The Insurance Services segment offers personal and commercial lines of insurance and other risk management products and services. The Wealth Management Services segment provides wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust services and personal financial planning services. It also offers trust administration services.