Bank of San Francisco is a state-chartered commercial bank. Its portfolio segments include Commercial Real Estate, Residential Real Estate, Construction and Land, Commercial and Industrial, Consumer Loans, and Other Loans. The Bank provides a range of banking services, such as business banking, personal banking, and online and mobile banking to businesses, nonprofits and individuals located in the greater San Francisco Bay Area. The Bank offers a variety of deposit products, including checking, savings and money market accounts and certificates of deposit. The Bank also engages in mortgage banking activities, such as originating both brokers and retaining a portfolio of one-to-four-unit residential mortgage loans. The Bank offers real estate mortgages, real estate construction, and commercial and consumer loans to clients primarily in its principal market.