BayFirst Financial Corp. is a bank holding company that operates through its wholly owned subsidiary, BayFirst National Bank. The Company’s segments include Banking and Residential Mortgage Lending. The Banking segment provides a range of traditional community banking services through its full-service banking centers located in St. Petersburg, Seminole, Pinellas Park, Clearwater, Sarasota, Tampa, and Belleair Bluffs, Florida, as well as small business administration lending services. The Residential Mortgage Lending segment provides residential mortgage loans primarily for sale in the secondary market with offices throughout the nation. The Company provides a range of products, including checking accounts, saving accounts, business services, business lending, free business checking and classic business checking, treasury management, merchant services, credit cards, minority lending program, commercial lending and home equity loans/lines of credit, residential mortgage.