Compliance updated on Jun 19, 2026 Screened by AAOIFI-Certified Shariah Advisor & Auditor

Financial data updated nightly

Arrow Financial Corp

AROW ✗ NOT COMPLIANT ☆ Track — members

Nasdaq · Financials · Banks ·

USA Small Cap Analyst: HOLD

Last Close

$39.25

▲ +0.51%

Market Cap $727.06M · Vol 37.98K

Key Metrics

P/E Ratio

12.60

FWD: 9.85

Market Cap

$727.06M

Small Cap

Div Yield

3.07%

Quarterly dividend

EPS Growth

+33.96%

YoY

RSI (14)

37.36

Momentum

Beta

0.73

vs Market

52W High

$42.68

8.04% below

52W Low

$25.91

51.49% above

Volume

37.98K

Avg 35.30K

P/B

1.20

Price-to-book

ROE

10.18%

Return on equity

Free Float

97.15%

Public shares

Shariah Compliance8 STANDARDS

✗ Arrow Financial Corp (AROW) stock is currently not Shariah compliant

AAOIFI—
Dow Jones Islamic (DJIM)—
FTSE Shariah—
MSCI Islamic—
S&P Shariah—
Al Rajhi—
Alinma—
Albilad—

Unlock the full Shariah report

See which standards it fails, the exact ratios behind the verdict, and halal alternatives. AAOIFI-certified methodology trusted by global Islamic funds.

Which standards does AROW pass?

The full report shows the verdict under each of the 8 major Shariah standards, with the business-activity and financial-ratio screens behind every one.

Do I need to purify my investment?

Members see the purification amount per share, updated every financial period under the AAOIFI methodology.

Can I calculate zakat for my shares?

Members get zakat per share and a built-in calculator for their exact holding.

Historical Returns

-0.38%

-3.80%

+9.85%

+13.21%

YTD

+25.00%

+37.57%

+120.07%

+15.45%

Financials & Valuation

TTM · Annual

Total Revenue	N/A
Net Income	$43.95M
Revenue Growth (YoY)	+10.57%
Gross Margin	N/A
Operating Margin	33.81%
Net Profit Margin	26.83%
ROE	10.18%
ROA · ROIC	1.27% · 9.82%

P/E Ratio	12.60
Forward P/E (FY1)	9.85
PEG Ratio	0.24
P/S	3.16
P/B	1.20
P/FCF	3.51
EPS Growth	+33.96%
Outstanding Shares	18.52M

Technical Indicators

50-Day SMA	$39.90
200-Day SMA	$35.05
RSI (14)	37.36
Beta	0.73
52-Week High	$42.68
52-Week Low	$25.91

Volume Today	37.98K
Avg Daily Volume (30D)	35.30K
Relative Volume	1.08x
Volatility (10D)	14.94
Volatility (30D)	21.55
Free Float	97.15%

Analyst Consensus

HOLD

Current Price $39.25

Mean Target $42.00

52W Low$25.91 52W High$42.68

Current

Target

$25.91 $42.68

Current Analyst target

+7.01% upside potential · 3 analysts

Identifiers

ExchangeNasdaq

FIGIBBG001S5NV83

ISINUS0427441029

CountryUnited States of America

Sub-IndustryBanks (NEC)

Earnings DateOct 28, 2026

TypeStocks

Instrument TypeORD Ordinary Share

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Company Profile

Arrow Financial Corporation is a bank holding company. The Company through its subsidiary, Arrow Bank National Association (Arrow Bank) provides a full range of services to individuals and small to mid-size businesses in New York State from Albany to the Canadian border. In addition, through an indirect lending program, it sources consumer loans from a network of automobile dealers that operate throughout New York and Vermont. It has a wealth management department which provides investment management and trust services. It’s subsidiary of Arrow Bank is Upstate Agency LLC, offering insurance services including property, and casualty insurance, group health insurance and individual life insurance products. North Country Investment Advisers, Inc., a registered investment adviser that provides investment advice to its proprietary mutual fund, and Arrow Properties, Inc., a real estate investment trust, or REIT, are subsidiaries of Arrow Bank.