Arbuthnot Banking Group PLC is engaged in banking and financial services. The Company’s segments include Banking, Wealth Management, Mortgage Portfolios, Renaissance Asset Finance (RAF), Arbuthnot Commercial Asset Based Lending (ACABL), Arbuthnot Specialist Finance Limited (ASFL), Asset Alliance Group (AAG), All Other Divisions and Group Centre. Banking segment includes private and commercial banking. Wealth Management segment is engaged in financial planning and investment management services. Mortgage Portfolios segment includes acquired mortgage portfolios. RAF segment is a specialist asset finance lender mainly in high value cars but also business assets. ACABL segment provides finance secured on either invoices, assets, or stock of the borrower. ASFL segment provides short term secured lending solutions to professional and entrepreneurial property investors. AAG segment provides vehicle finance and related services, predominantly in the truck and trailer and bus and coach markets.