AFBI – Affinity Bancshares Inc

Affinity Bancshares, Inc. is a savings and loan holding company. The Company conducts its operations primarily through its wholly owned subsidiary, Affinity Bank (the Bank), a federally chartered savings bank. The Bank’s business consists primarily of taking deposits from the general public and investing those deposits together with funds generated from operations, in commercial real estate loans, commercial and industrial loans and residential real estate loans and, to a lesser extent, construction and land loans and consumer loans. The Bank offers customary banking services, such as consumer and commercial checking accounts, savings accounts, certificates of deposit, mortgage, commercial and consumer loans, including indirect automobile loans, money transfers and a variety of other banking services. The Bank also invests in securities, which include mortgage-backed securities and obligations issued by United States Government sponsored enterprises and Federal Home Loan Bank stock.