Compliance updated on Jun 19, 2026 Screened by AAOIFI-Certified Shariah Advisor & Auditor

Financial data updated nightly

Utkarsh Small Finance Bank Ltd

UTKARSHBNK.NS ✗ NOT COMPLIANT ☆ Track — members

NSE India · Financials · Banks ·

India Micro Cap Analyst: STRONG BUY

Last Close

$0.15

▲ +1.80%

Market Cap $273.19M · Vol 11.70M

Key Metrics

P/E Ratio

N/A

FWD: 10.12

Market Cap

$273.19M

Micro Cap

Div Yield

0.00%

Annual dividend

EPS Growth

+111.83%

YoY

RSI (14)

53.77

Momentum

Beta

N/A

vs Market

52W High

$0.23

38.84% below

52W Low

$0.11

43.05% above

Volume

11.70M

Avg 4.63M

P/B

0.66

Price-to-book

ROE

-40.03%

Return on equity

Free Float

44.93%

Public shares

Shariah Compliance8 STANDARDS

✗ Utkarsh Small Finance Bank Ltd (UTKARSHBNK.NS) stock is currently not Shariah compliant

AAOIFI—
Dow Jones Islamic (DJIM)—
FTSE Shariah—
MSCI Islamic—
S&P Shariah—
Al Rajhi—
Alinma—
Albilad—

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Which standards does UTKARSHBNK.NS pass?

The full report shows the verdict under each of the 8 major Shariah standards, with the business-activity and financial-ratio screens behind every one.

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Historical Returns

+4.63%

+1.66%

+11.20%

-3.74%

YTD

-0.88%

-19.18%

-69.55%

N/A

Financials & Valuation

TTM · Annual

Total Revenue	N/A
Net Income	$-123,155,933.00
Revenue Growth (YoY)	+5.04%
Gross Margin	N/A
Operating Margin	-92.16%
Net Profit Margin	-70.41%
ROE	-40.03%
ROA · ROIC	-5.29% · N/A

P/E Ratio	N/A
Forward P/E (FY1)	10.12
PEG Ratio	N/A
P/S	0.86
P/B	0.66
P/FCF	2.23
EPS Growth	+111.83%
Outstanding Shares	1.78B

Technical Indicators

50-Day SMA	$0.15
200-Day SMA	$0.15
RSI (14)	53.77
Beta	N/A
52-Week High	$0.23
52-Week Low	$0.11

Volume Today	11.70M
Avg Daily Volume (30D)	4.63M
Relative Volume	2.53x
Volatility (10D)	21.99
Volatility (30D)	20.00
Free Float	44.93%

Analyst Consensus

STRONG BUY

Current Price $0.15

Mean Target $0.20

52W Low$0.11 52W High$0.23

Current

Target

$0.11 $0.23

Current Analyst target

+29.90% upside potential · 2 analysts

Identifiers

ExchangeNSE India

FIGIBBG00LD5Q6P8

ISININE735W01017

CountryIndia

Sub-IndustryBanks (NEC)

Earnings DateNov 11, 2026

TypeStocks

Instrument TypeORD Ordinary Share

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Company Profile

Utkarsh Small Finance Bank Limited (the Bank) is an India-based small finance bank. The Bank is engaged in providing banking and financial services with a focus on providing microfinance to the underserved and unserved sections of the country. Its lending activities are primarily focused on rural and semi-urban locations of the country, while its other services are spread across the country. Its segments include Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations. The Corporate/Wholesale Banking segment includes lending, deposits, and other banking services provided to corporate customers of the Bank. The Retail Banking segment includes lending, deposits, and other banking services provided to retail customers of the Bank through a branch network. The Treasury segment includes dealings in statutory liquidity ratio (SLR) and non-SLR investments, maintenance of reserve requirements, and resource mobilization from other banks and financial institutions.