Compliance updated on Jun 19, 2026 Screened by AAOIFI-Certified Shariah Advisor & Auditor

Financial data updated nightly

Velocity Financial Inc

VEL ✗ NOT COMPLIANT ☆ Track — members

NYSE · Financials · Consumer Lending ·

USA Small Cap Analyst: BUY

Last Close

$18.16

▲ +0.33%

Market Cap $716.98M · Vol 45.44K

Key Metrics

P/E Ratio

6.60

FWD: 6.24

Market Cap

$716.98M

Small Cap

Div Yield

N/A

EPS Growth

-5.15%

YoY

RSI (14)

61.40

Momentum

Beta

0.70

vs Market

52W High

$21.04

13.69% below

52W Low

$16.73

8.55% above

Volume

45.44K

Avg 35.94K

P/B

1.20

Price-to-book

ROE

16.91%

Return on equity

Free Float

63.08%

Public shares

Shariah Compliance8 STANDARDS

✗ Velocity Financial Inc (VEL) stock is currently not Shariah compliant

AAOIFI—
Dow Jones Islamic (DJIM)—
FTSE Shariah—
MSCI Islamic—
S&P Shariah—
Al Rajhi—
Alinma—
Albilad—

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Which standards does VEL pass?

The full report shows the verdict under each of the 8 major Shariah standards, with the business-activity and financial-ratio screens behind every one.

Do I need to purify my investment?

Members see the purification amount per share, updated every financial period under the AAOIFI methodology.

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Members get zakat per share and a built-in calculator for their exact holding.

Historical Returns

-1.63%

+4.31%

+4.97%

-8.10%

YTD

-12.52%

-4.37%

+37.26%

+40.34%

Financials & Valuation

TTM · Annual

Total Revenue	$587.08M
Net Income	$104.98M
Revenue Growth (YoY)	+18.39%
Gross Margin	N/A
Operating Margin	84.31%
Net Profit Margin	19.98%
ROE	16.91%
ROA · ROIC	2.27% · 5.83%

P/E Ratio	6.60
Forward P/E (FY1)	6.24
PEG Ratio	0.17
P/S	1.51
P/B	1.20
P/FCF	47.76
EPS Growth	-5.15%
Outstanding Shares	39.48M

Technical Indicators

50-Day SMA	$17.71
200-Day SMA	$18.52
RSI (14)	61.40
Beta	0.70
52-Week High	$21.04
52-Week Low	$16.73

Volume Today	45.44K
Avg Daily Volume (30D)	35.94K
Relative Volume	1.26x
Volatility (10D)	19.08
Volatility (30D)	22.25
Free Float	63.08%

Analyst Consensus

BUY

Current Price $18.16

Mean Target $21.50

52W Low$16.73 52W High$21.04

Current

Target

$16.73 $21.04

Current Analyst target

+18.39% upside potential · 3 analysts

Identifiers

ExchangeNYSE

FIGIBBG00QLF1HK4

ISINUS92262D1019

CountryUnited States of America

Sub-IndustryConsumer Lending (NEC)

Earnings DateNov 4, 2026

TypeStocks

Instrument TypeORD Ordinary Share

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Company Profile

Velocity Financial, Inc. is a vertically integrated real estate finance company that primarily originates and manages business purpose loans secured by 1-4-unit residential rental and small commercial properties. It originates loans nationwide across an extensive network of independent mortgage brokers. The Company's portfolio provides loans held for investment. The Company’s typical investor real estate loan is secured by a first lien on the underlying property with the added protection of a personal guarantee. Its portfolio of loans held for investment totaled $5.1 billion of unpaid principal balance (UPB) on properties in 45 states and the District of Columbia. Th Company funds its portfolio primarily through a combination of committed and uncommitted secured warehouse facilities, securitized debt, corporate debt and equity.