Compliance updated on Jun 19, 2026 Screened by AAOIFI-Certified Shariah Advisor & Auditor

Financial data updated nightly

United Community Banks Inc

UCB ✗ NOT COMPLIANT ☆ Track — members

NYSE · Financials · Banks ·

USA Mid Cap Analyst: BUY

Last Close

$36.74

▼ -0.05%

Market Cap $4.43B · Vol 228.20K

Key Metrics

P/E Ratio

12.02

FWD: 11.86

Market Cap

$4.43B

Mid Cap

Div Yield

2.83%

Quarterly dividend

EPS Growth

+7.48%

YoY

RSI (14)

70.28

Momentum

Beta

0.83

vs Market

52W High

$37.17

1.16% below

52W Low

$28.71

27.97% above

Volume

228.20K

Avg 285.34K

P/B

1.03

Price-to-book

ROE

9.40%

Return on equity

Free Float

99.53%

Public shares

Shariah Compliance8 STANDARDS

✗ United Community Banks Inc (UCB) stock is currently not Shariah compliant

AAOIFI—
Dow Jones Islamic (DJIM)—
FTSE Shariah—
MSCI Islamic—
S&P Shariah—
Al Rajhi—
Alinma—
Albilad—

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See which standards it fails, the exact ratios behind the verdict, and halal alternatives. AAOIFI-certified methodology trusted by global Islamic funds.

Which standards does UCB pass?

The full report shows the verdict under each of the 8 major Shariah standards, with the business-activity and financial-ratio screens behind every one.

Do I need to purify my investment?

Members see the purification amount per share, updated every financial period under the AAOIFI methodology.

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Members get zakat per share and a built-in calculator for their exact holding.

Historical Returns

+3.46%

+3.17%

+12.49%

+6.31%

YTD

+17.68%

+16.41%

+30.93%

+18.21%

Financials & Valuation

TTM · Annual

Total Revenue	N/A
Net Income	$328.10M
Revenue Growth (YoY)	+7.42%
Gross Margin	N/A
Operating Margin	41.35%
Net Profit Margin	31.36%
ROE	9.40%
ROA · ROIC	1.52% · 8.49%

P/E Ratio	12.02
Forward P/E (FY1)	11.86
PEG Ratio	0.42
P/S	3.62
P/B	1.03
P/FCF	11.84
EPS Growth	+7.48%
Outstanding Shares	120.58M

Technical Indicators

50-Day SMA	$35.09
200-Day SMA	$33.06
RSI (14)	70.28
Beta	0.83
52-Week High	$37.17
52-Week Low	$28.71

Volume Today	228.20K
Avg Daily Volume (30D)	285.34K
Relative Volume	0.80x
Volatility (10D)	14.04
Volatility (30D)	18.67
Free Float	99.53%

Analyst Consensus

BUY

Current Price $36.74

Mean Target $38.75

52W Low$28.71 52W High$37.17

Current

Target

$28.71 $37.17

Current Analyst target

+5.47% upside potential · 7 analysts

Identifiers

ExchangeNYSE

FIGIBBG001S9SSJ5

ISINUS90984P3038

CountryUnited States of America

Sub-IndustryCorporate Banks

Earnings DateOct 20, 2026

TypeStocks

Instrument TypeORD Ordinary Share

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Company Profile

United Community Banks, Inc. is the financial holding company for United Community (the Bank). The Bank offers a full range of banking, mortgage and wealth management services. The Bank operates approximately 200 offices across Alabama, Florida, Georgia, North Carolina, South Carolina and Tennessee. It also manages a national SBA lending franchise and a national equipment finance subsidiary, extending its reach to businesses across the country. It provides a range of financial products and services to the commercial, retail, governmental, educational, energy, healthcare and real estate sectors. This includes a variety of deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These products and services are delivered through a variety of channels.