Compliance updated on Jun 19, 2026 Screened by AAOIFI-Certified Shariah Advisor & Auditor

Financial data updated nightly

SBI Cards and Payment Services Ltd

SBICARD.NS ✗ NOT COMPLIANT ☆ Track — members

NSE India · Financials · Consumer Lending ·

India Mid Cap Analyst: HOLD

Last Close

$6.63

▼ -1.25%

Market Cap $6.31B · Vol 1.57M

Key Metrics

P/E Ratio

N/A

FWD: N/A

Market Cap

$6.31B

Mid Cap

Div Yield

0.39%

Annual dividend

EPS Growth

+30.68%

YoY

RSI (14)

43.02

Momentum

Beta

1.00

vs Market

52W High

$10.11

39.68% below

52W Low

$5.92

12.32% above

Volume

1.57M

Avg 1.56M

P/B

3.85

Price-to-book

ROE

N/A

Return on equity

Free Float

31.42%

Public shares

Shariah Compliance8 STANDARDS

✗ SBI Cards and Payment Services Ltd (SBICARD.NS) stock is currently not Shariah compliant

AAOIFI—
Dow Jones Islamic (DJIM)—
FTSE Shariah—
MSCI Islamic—
S&P Shariah—
Al Rajhi—
Alinma—
Albilad—

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See which standards it fails, the exact ratios behind the verdict, and halal alternatives. AAOIFI-certified methodology trusted by global Islamic funds.

Which standards does SBICARD.NS pass?

The full report shows the verdict under each of the 8 major Shariah standards, with the business-activity and financial-ratio screens behind every one.

Do I need to purify my investment?

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Can I calculate zakat for my shares?

Members get zakat per share and a built-in calculator for their exact holding.

Historical Returns

-3.95%

-0.92%

+0.23%

-16.79%

YTD

-26.54%

-19.81%

-35.46%

-38.54%

Financials & Valuation

TTM · Annual

Total Revenue	N/A
Net Income	N/A
Revenue Growth (YoY)	-0.98%
Gross Margin	97.08%
Operating Margin	29.05%
Net Profit Margin	11.59%
ROE	N/A
ROA · ROIC	N/A · 6.81%

P/E Ratio	N/A
Forward P/E (FY1)	N/A
PEG Ratio	2.13
P/S	3.24
P/B	3.85
P/FCF	54.29
EPS Growth	+30.68%
Outstanding Shares	951.64M

Technical Indicators

50-Day SMA	$6.54
200-Day SMA	$7.65
RSI (14)	43.02
Beta	1.00
52-Week High	$10.11
52-Week Low	$5.92

Volume Today	1.57M
Avg Daily Volume (30D)	1.56M
Relative Volume	1.01x
Volatility (10D)	16.84
Volatility (30D)	26.70
Free Float	31.42%

Analyst Consensus

HOLD

Current Price $6.63

Mean Target $7.54

52W Low$5.92 52W High$10.11

Current

Target

$5.92 $10.11

Current Analyst target

+13.67% upside potential · 24 analysts

Identifiers

ExchangeNSE India

FIGIBBG001SG1PJ4

ISININE018E01016

CountryIndia

Sub-IndustryConsumer Credit Cards Services

Earnings DateOct 22, 2026

TypeStocks

Instrument TypeORD Ordinary Share

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Company Profile

SBI Cards and Payment Services Limited is an India-based company. The Company provides credit card services. The Company operates through a single segment, namely, Credit cards. It offers a wide range of credit cards to individual cardholders and corporate clients. Its individual cards include travel & fuel cards, lifestyle cards, shopping cards, and banking partnership cards. Its corporate cards include central travel card, utility card, corporate purchase card, and corporate virtual card. The Company also offers value-added payment products and services. It serves a wide spectrum of cardholders, spanning from the super-premium and premium categories to the affluent, mass affluent, mass, and new to credit segments. It has issued approximately 20 million credit cards.