Compliance updated on Jun 19, 2026 Screened by AAOIFI-Certified Shariah Advisor & Auditor

Financial data updated nightly

SBFC Finance Ltd

SBFC.NS ✗ NOT COMPLIANT ☆ Track — members

NSE India · Financials · Consumer Lending ·

India Small Cap Analyst: STRONG BUY

Last Close

$0.99

▼ -0.54%

Market Cap $1.09B · Vol 557.93K

Key Metrics

P/E Ratio

21.72

FWD: 17.45

Market Cap

$1.09B

Small Cap

Div Yield

N/A

EPS Growth

+18.62%

YoY

RSI (14)

72.85

Momentum

Beta

N/A

vs Market

52W High

$1.29

28.94% below

52W Low

$0.83

16.81% above

Volume

557.93K

Avg 1.38M

P/B

2.40

Price-to-book

ROE

20.99%

Return on equity

Free Float

38.37%

Public shares

Shariah Compliance8 STANDARDS

✗ SBFC Finance Ltd (SBFC.NS) stock is currently not Shariah compliant

AAOIFI—
Dow Jones Islamic (DJIM)—
FTSE Shariah—
MSCI Islamic—
S&P Shariah—
Al Rajhi—
Alinma—
Albilad—

Unlock the full Shariah report

See which standards it fails, the exact ratios behind the verdict, and halal alternatives. AAOIFI-certified methodology trusted by global Islamic funds.

Which standards does SBFC.NS pass?

The full report shows the verdict under each of the 8 major Shariah standards, with the business-activity and financial-ratio screens behind every one.

Do I need to purify my investment?

Members see the purification amount per share, updated every financial period under the AAOIFI methodology.

Can I calculate zakat for my shares?

Members get zakat per share and a built-in calculator for their exact holding.

Historical Returns

-0.21%

+2.11%

+2.44%

-2.79%

YTD

-9.61%

-10.41%

N/A

Financials & Valuation

TTM · Annual

Total Revenue	$179.64M
Net Income	$48.24M
Revenue Growth (YoY)	+26.52%
Gross Margin	N/A
Operating Margin	75.40%
Net Profit Margin	26.85%
ROE	20.99%
ROA · ROIC	6.13% · 8.79%

P/E Ratio	21.72
Forward P/E (FY1)	17.45
PEG Ratio	0.66
P/S	5.31
P/B	2.40
P/FCF	N/A
EPS Growth	+18.62%
Outstanding Shares	1.11B

Technical Indicators

50-Day SMA	$0.97
200-Day SMA	$1.01
RSI (14)	72.85
Beta	N/A
52-Week High	$1.29
52-Week Low	$0.83

Volume Today	557.93K
Avg Daily Volume (30D)	1.38M
Relative Volume	0.40x
Volatility (10D)	15.31
Volatility (30D)	16.82
Free Float	38.37%

Analyst Consensus

STRONG BUY

Current Price $0.99

Mean Target $1.26

52W Low$0.83 52W High$1.29

Current

Target

$0.83 $1.29

Current Analyst target

+27.72% upside potential · 7 analysts

Identifiers

ExchangeNSE India

FIGIBBG00J0054H5

ISININE423Y01016

CountryIndia

Sub-IndustryMicrofinancing

Earnings DateOct 30, 2026

TypeStocks

Instrument TypeORD Ordinary Share

Similar Halal Stocks

4083.SE United International Holding Company SJSC -0.77% AMLAK.DU Amlak Finance PJSC -0.83% ESCAR-E.IS Escar Filo Kiralama Hizmetleri AS +3.15% 4081.SE Nayifat Finance Co -0.80% 4082.SE Morabaha Marina Financing Company SCJSC +0.87%

Company Profile

SBFC Finance Limited is a non-banking finance company. The Company provides secured micro-small and medium enterprises (MSME) loans and loans against gold, with a majority of its borrowers being entrepreneurs, small business owners, self-employed individuals, salaried and working-class individuals. It has developed a PhyGital model. By combining digital technology with personal relationships, it builds bonds with its customers and offers support. It also offers a suite of specialist loan management services, helping institutional lenders to manage all aspects of loan servicing including client relations, collections, payments, porting, and data storage. In addition to providing loans direct to customers, it offers specialist change (LMS) to third party financial institutions. It handles the porting of repayment modes (NACH/ECS) and can transfer equated monthly instalments between accounts. It provides support to clients, including phone calls, short message services, and others.