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Recommendation Rating

2.67

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1 = STRONG BUY | 2 = BUY | 3 = HOLD | 4 = UNDERPERFORM | 5 = SELL

Analysts’ Price Targets

Mean 49

Low: 41

High: 52

Total Analysts: 6

Company Profile

Regional Management Corp. is a diversified consumer finance company. The Company provides instalment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. Its products include small, large, and retail instalment loans. It offers small instalment loans with cash proceeds to customers ranging from $500 to $2,500, with terms of up to 48 months. It offers large instalment loans with cash proceeds to customers ranging from $2,501 to $25,000, with terms between 18 and 60 months. It offers indirect retail instalment loans of up to $7,500, with terms between six and 48 months, which are secured by the purchased items. It offers its customers optional payment and collateral protection insurance relating to various of its loan products, including credit life insurance, accident and health insurance, involuntary unemployment insurance, and personal property insurance. It operates under the name Regional Finance.

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