Compliance updated on Jun 19, 2026 Screened by AAOIFI-Certified Shariah Advisor & Auditor

Financial data updated nightly

Pepper Money Ltd

PPM.AX ✗ NOT COMPLIANT ☆ Track — members

ASX · Financials · Consumer Lending ·

Australia Small Cap Analyst: HOLD

Last Close

$1.29

▲ +0.83%

Market Cap $576.76M · Vol 167.38K

Key Metrics

P/E Ratio

8.04

FWD: 7.26

Market Cap

$576.76M

Small Cap

Div Yield

11.15%

Semi-annual dividend

EPS Growth

+3.73%

YoY

RSI (14)

78.13

Momentum

Beta

1.87

vs Market

52W High

$1.83

25.75% below

52W Low

$1.06

24.97% above

Volume

167.38K

Avg 286.71K

P/B

1.10

Price-to-book

ROE

12.12%

Return on equity

Free Float

37.53%

Public shares

Shariah Compliance8 STANDARDS

✗ Pepper Money Ltd (PPM.AX) stock is currently not Shariah compliant

AAOIFI—
Dow Jones Islamic (DJIM)—
FTSE Shariah—
MSCI Islamic—
S&P Shariah—
Al Rajhi—
Alinma—
Albilad—

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Which standards does PPM.AX pass?

The full report shows the verdict under each of the 8 major Shariah standards, with the business-activity and financial-ratio screens behind every one.

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Historical Returns

-0.55%

+11.66%

+11.31%

-20.52%

YTD

-15.74%

-0.55%

+33.32%

-27.50%

Financials & Valuation

TTM · Annual

Total Revenue	$967.17M
Net Income	$69.79M
Revenue Growth (YoY)	-6.33%
Gross Margin	33.77%
Operating Margin	12.15%
Net Profit Margin	7.37%
ROE	12.12%
ROA · ROIC	0.82% · 0.68%

P/E Ratio	8.04
Forward P/E (FY1)	7.26
PEG Ratio	1.75
P/S	0.70
P/B	1.10
P/FCF	N/A
EPS Growth	+3.73%
Outstanding Shares	449.26M

Technical Indicators

50-Day SMA	$1.18
200-Day SMA	$1.38
RSI (14)	78.13
Beta	1.87
52-Week High	$1.83
52-Week Low	$1.06

Volume Today	167.38K
Avg Daily Volume (30D)	286.71K
Relative Volume	0.58x
Volatility (10D)	19.33
Volatility (30D)	26.98
Free Float	37.53%

Analyst Consensus

HOLD

Current Price $1.29

Mean Target $1.52

52W Low$1.06 52W High$1.83

Current

Target

$1.06 $1.83

Current Analyst target

+18.04% upside potential · 3 analysts

Identifiers

ExchangeASX

FIGIBBG010KZNPM3

ISINAU0000150898

CountryAustralia

Sub-IndustryConsumer Lending (NEC)

Earnings DateN/A

TypeStocks

Instrument TypeFULLPAID Fully Paid Ordinary

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Company Profile

Pepper Money Limited is an Australia-based non-banking lender. The Company's segments include Mortgages, Asset Finance, and Loan and Other Servicing. The Mortgages segment includes both residential mortgages and commercial real estate and includes the revenues and direct expenses associated with the origination of residential mortgages in Australia and New Zealand and with the origination of small balance commercial real estate and self managed super fund (SMSF) loans in Australia, and its lending comprises residential prime and non-conforming mortgages. The Asset Finance segment is engaged in the ownership of loans secured over a range of assets, including new and used cars, caravans, small commercial equipment and novated leasing in Australia. The Loan and Other Servicing segment includes the servicing of loan portfolios for third parties conducted by the Company in Australia.