Compliance updated on Sep 10, 2026 Screened by AAOIFI-Certified Shariah Advisor & Auditor

Financial data updated nightly

NBT Bancorp Inc.

NBTB ✗ NOT COMPLIANT ☆ Track — members

NASDAQ · Financials · Banks ·

USA Mid Cap Analyst: HOLD

Last Close

$52.14

▲ +0.00%

Market Cap $0.00 · Vol 172.79K

Key Metrics

P/E Ratio

12.74

FWD: 11.84

Market Cap

$0.00

Mid Cap

Div Yield

3.07%

Quarterly dividend

EPS Growth

+9.08%

YoY

RSI (14)

56.66

Momentum

Beta

0.49

vs Market

52W High

$54.48

4.30% below

52W Low

$39.21

32.98% above

Volume

172.79K

Avg 128.04K

P/B

1.14

Price-to-book

ROE

N/A

Return on equity

Free Float

97.01%

Public shares

Shariah Compliance8 STANDARDS

✗ NBT Bancorp Inc. (NBTB) stock is currently not Shariah compliant

AAOIFI—
Dow Jones Islamic (DJIM)—
FTSE Shariah—
MSCI Islamic—
S&P Shariah—
Al Rajhi—
Alinma—
Albilad—

Unlock the full Shariah report

See which standards it fails, the exact ratios behind the verdict, and halal alternatives. AAOIFI-certified methodology trusted by global Islamic funds.

Which standards does NBTB pass?

The full report shows the verdict under each of the 8 major Shariah standards, with the business-activity and financial-ratio screens behind every one.

Do I need to purify my investment?

Members see the purification amount per share, updated every financial period under the AAOIFI methodology.

Can I calculate zakat for my shares?

Members get zakat per share and a built-in calculator for their exact holding.

Historical Returns

+1.40%

-2.65%

+9.98%

+25.73%

YTD

+25.58%

+21.82%

+58.96%

+53.62%

Financials & Valuation

TTM · Annual

Total Revenue	N/A
Net Income	$169.24M
Revenue Growth (YoY)	+9.76%
Gross Margin	N/A
Operating Margin	43.25%
Net Profit Margin	30.30%
ROE	N/A
ROA · ROIC	1.47% · 8.13%

P/E Ratio	12.74
Forward P/E (FY1)	11.84
PEG Ratio	1.02
P/S	3.78
P/B	1.14
P/FCF	6.87
EPS Growth	+9.08%
Outstanding Shares	51.96M

Technical Indicators

50-Day SMA	$52.02
200-Day SMA	$46.29
RSI (14)	56.66
Beta	0.49
52-Week High	$54.48
52-Week Low	$39.21

Volume Today	172.79K
Avg Daily Volume (30D)	128.04K
Relative Volume	1.35x
Volatility (10D)	18.95
Volatility (30D)	15.33
Free Float	97.01%

Analyst Consensus

HOLD

Current Price $52.14

Mean Target $55.58

52W Low$39.21 52W High$54.48

Current

Target

$39.21 $54.48

Current Analyst target

+6.60% upside potential · 7 analysts

Identifiers

ExchangeNASDAQ

FIGIBBG001S6XCS0

ISINUS6287781024

CountryUSA

Sub-IndustryBanks (NEC)

Earnings DateOct 26, 2026

TypeStocks

Instrument TypeORD Ordinary Share

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Company Profile

NBT Bancorp Inc. is a financial holding company. It primarily operates through NBT Bank, N.A. (the Bank), a full-service community bank, and through two financial services subsidiaries. Its business, primarily conducted through the Bank, consists of providing commercial banking, retail banking and wealth management services. The Bank offers a range of products and services tailored to individuals, corporations and municipalities. Its segments include Banking and Retirement Plan Administration. Its Retirement Plan Administration segment includes retirement plan and health savings account recordkeeping and administration, investment management, third-party administration, and others. The Bank's deposit products include demand deposit accounts, savings accounts, interest-bearing checking accounts and others. It operates EPIC Retirement Plan Services, which is a national benefits administration firm. It operates NBT Insurance Agency, LLC, which is a full-service regional insurance agency.