Compliance updated on Jun 19, 2026 Screened by AAOIFI-Certified Shariah Advisor & Auditor

Financial data updated nightly

Kaspi.kz AO

KSPI ✓ COMPLIANT ☆ Track — members

Nasdaq · Technology · Financial Technology (Fintech) ·

USA Large Cap Analyst: BUY

Last Close

$98.70

▼ -0.76%

Market Cap $18.74B · Vol 91.66K

Key Metrics

P/E Ratio

8.20

FWD: 7.27

Market Cap

$18.74B

Large Cap

Div Yield

3.23%

Quarterly dividend

EPS Growth

+10.62%

YoY

RSI (14)

83.53

Momentum

Beta

N/A

vs Market

52W High

$100.64

1.93% below

52W Low

$68.59

43.90% above

Volume

91.66K

Avg 121.14K

P/B

3.02

Price-to-book

ROE

51.16%

Return on equity

Free Float

78.25%

Public shares

Shariah Compliance8 STANDARDS

✓ Yes, Kaspi.kz AO (KSPI) stock is Shariah compliant

AAOIFI—
Dow Jones Islamic (DJIM)—
FTSE Shariah—
MSCI Islamic—
S&P Shariah—
Al Rajhi—
Alinma—
Albilad—

Unlock the full Shariah report

See the verdict under each standard, the exact screening ratios, purification and zakat per share. AAOIFI-certified methodology trusted by global Islamic funds.

Which standards does KSPI pass?

The full report shows the verdict under each of the 8 major Shariah standards, with the business-activity and financial-ratio screens behind every one.

Do I need to purify my investment?

Members see the purification amount per share, updated every financial period under the AAOIFI methodology.

Can I calculate zakat for my shares?

Members get zakat per share and a built-in calculator for their exact holding.

Historical Returns

+9.30%

+10.66%

+11.42%

+34.65%

YTD

+26.33%

+2.91%

N/A

Financials & Valuation

TTM · Annual

Total Revenue	N/A
Net Income	$2.11B
Revenue Growth (YoY)	+10.10%
Gross Margin	N/A
Operating Margin	58.70%
Net Profit Margin	47.06%
ROE	51.16%
ROA · ROIC	13.69% · 45.99%

P/E Ratio	8.20
Forward P/E (FY1)	7.27
PEG Ratio	2.39
P/S	3.35
P/B	3.02
P/FCF	15.48
EPS Growth	+10.62%
Outstanding Shares	189.33M

Technical Indicators

50-Day SMA	$87.69
200-Day SMA	$80.71
RSI (14)	83.53
Beta	N/A
52-Week High	$100.64
52-Week Low	$68.59

Volume Today	91.66K
Avg Daily Volume (30D)	121.14K
Relative Volume	0.76x
Volatility (10D)	32.28
Volatility (30D)	26.53
Free Float	78.25%

Analyst Consensus

BUY

Current Price $98.70

Mean Target $104.80

52W Low$68.59 52W High$100.64

Current

Target

$68.59 $100.64

Current Analyst target

+6.18% upside potential · 5 analysts

Identifiers

ExchangeNasdaq

FIGIBBG00QD4Z4X6

ISINUS48581R2058

CountryKazakhstan

Sub-IndustryFinancial Technology (Fintech) (NEC)

Earnings DateDec 3, 2026

TypeStocks

Instrument TypeADR American Depositary Receipt

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Company Profile

Kaspi.kz AO (Joint Stock Company Kaspi.kz), formerly Aktsionernoe obshchestvo kaspi, is a Kazakhstan-based financial technology company, which provide a range of services such as online payments, e-commerce, and digital banking. The Company operates as holding company for Kaspi Group AO and Kaspi Magazin TOO. The Company operates through two segments. Mass retail offers a wide range of products and financial services to retail customers through a network of branches, offices, and automated teller machine (ATM). These products include savings and current accounts, credit cards, car loans and commodity loans, as well as a wide range of insurance policies. Financial services for corporate, middle, and small, and other businesses segment, including deposits, overdrafts, loans and other credit services and currency exchange.