Compliance updated on Jun 19, 2026 Screened by AAOIFI-Certified Shariah Advisor & Auditor

Financial data updated nightly

Housing and Development Bank SAE

HDBK.CA ✗ NOT COMPLIANT ☆ Track — members

EGX · Financials · Banks ·

Egypt Small Cap Analyst: STRONG BUY

Last Close

$1.74

▲ +1.16%

Market Cap $1.85B · Vol 439.51K

Key Metrics

P/E Ratio

4.67

FWD: 6.05

Market Cap

$1.85B

Small Cap

Div Yield

4.57%

Annual dividend

EPS Growth

-15.35%

YoY

RSI (14)

81.07

Momentum

Beta

0.71

vs Market

52W High

$1.76

1.38% below

52W Low

$0.61

173.23% above

Volume

439.51K

Avg 445.43K

P/B

1.12

Price-to-book

ROE

N/A

Return on equity

Free Float

20.51%

Public shares

Shariah Compliance8 STANDARDS

✗ Housing and Development Bank SAE (HDBK.CA) stock is currently not Shariah compliant

AAOIFI—
Dow Jones Islamic (DJIM)—
FTSE Shariah—
MSCI Islamic—
S&P Shariah—
Al Rajhi—
Alinma—
Albilad—

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Which standards does HDBK.CA pass?

The full report shows the verdict under each of the 8 major Shariah standards, with the business-activity and financial-ratio screens behind every one.

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Historical Returns

+3.15%

+12.07%

+20.21%

+76.86%

YTD

+95.07%

+169.12%

+377.31%

+1,620.97%

Financials & Valuation

TTM · Annual

Total Revenue	N/A
Net Income	$392.76M
Revenue Growth (YoY)	+23.78%
Gross Margin	N/A
Operating Margin	76.58%
Net Profit Margin	64.79%
ROE	N/A
ROA · ROIC	11.53% · 50.97%

P/E Ratio	4.67
Forward P/E (FY1)	6.05
PEG Ratio	0.05
P/S	1.65
P/B	1.12
P/FCF	1.35
EPS Growth	-15.35%
Outstanding Shares	1.06B

Technical Indicators

50-Day SMA	$1.58
200-Day SMA	$1.20
RSI (14)	81.07
Beta	0.71
52-Week High	$1.76
52-Week Low	$0.61

Volume Today	439.51K
Avg Daily Volume (30D)	445.43K
Relative Volume	0.99x
Volatility (10D)	11.71
Volatility (30D)	25.05
Free Float	20.51%

Analyst Consensus

STRONG BUY

Current Price $1.74

Mean Target $1.26

52W Low$0.61 52W High$1.76

Current

Target

$0.61 $1.76

Current Analyst target

-28.02% downside risk · 3 analysts

Identifiers

ExchangeEGX

FIGIBBG001SBJ403

ISINEGS60301C016

CountryEgypt

Sub-IndustryCorporate Banks

Earnings DateNov 15, 2026

TypeStocks

Instrument TypeORD Ordinary Share

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Company Profile

Housing and Development Bank SAE is an Egypt-based commercial and investment bank that principally operates in the housing and development sector. The Bank is organized into four business segments: the Large, Small and Medium sized organizations segment includes current and deposit accounts, loans, credit facilities and financial derivatives; the Investment segment includes mergers and acquisitions, financing and other financial instruments; the Personal segment offers current, savings and deposit accounts, credit cards, personal and real estate loans, and the Other activities segment includes other banking operations, such as fund management. The Bank also contributes in alleviating the housing problem by narrowing between housing offer and demand across Egypt through the establishment of an integrated group of housing projects.