ENB Financial Corp is a bank holding company. Its wholly owned subsidiary, Ephrata National Bank (the Bank), is a full-service commercial bank. The Company provides a range of financial services to individuals and small-to-medium-sized businesses in the Market Area. The Company offers a range of demand accounts, in addition to savings and time deposits. The Company also offers secured and unsecured commercial, real estate, and consumer loans. Its ancillary services include direct deposit and direct payments of funds through Electronic Funds Transfer, automatic teller machine linked to the Star network, telephone banking, MasterCard debit cards, Visa or MasterCard credit cards, and safe deposit box facilities. It offers internet banking, including bill pay and wire transfer capabilities, remote deposit capture, and an ENB Bank on the Go! app for iPhones or Android phones. It also offers a full complement of trust and investment advisory services through ENB’s Wealth Solutions.