Compliance updated on Jun 19, 2026 Screened by AAOIFI-Certified Shariah Advisor & Auditor

Financial data updated nightly

COG Financial Services Ltd

COG.AX ✗ NOT COMPLIANT ☆ Track — members

ASX · Financials · Consumer Lending ·

Australia Micro Cap Analyst: STRONG BUY

Last Close

$1.22

▲ +5.26%

Market Cap $259.89M · Vol 1.09M

Key Metrics

P/E Ratio

15.11

FWD: 10.50

Market Cap

$259.89M

Micro Cap

Div Yield

6.19%

Semi-annual dividend

EPS Growth

+5.33%

YoY

RSI (14)

66.01

Momentum

Beta

0.69

vs Market

52W High

$1.77

27.91% below

52W Low

$0.82

45.59% above

Volume

1.09M

Avg 328.94K

P/B

1.88

Price-to-book

ROE

N/A

Return on equity

Free Float

83.96%

Public shares

Shariah Compliance8 STANDARDS

✗ COG Financial Services Ltd (COG.AX) stock is currently not Shariah compliant

AAOIFI—
Dow Jones Islamic (DJIM)—
FTSE Shariah—
MSCI Islamic—
S&P Shariah—
Al Rajhi—
Alinma—
Albilad—

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Which standards does COG.AX pass?

The full report shows the verdict under each of the 8 major Shariah standards, with the business-activity and financial-ratio screens behind every one.

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Historical Returns

+7.59%

+23.19%

+14.86%

YTD

-18.66%

-10.05%

+39.52%

+14.86%

Financials & Valuation

TTM · Annual

Total Revenue	$279.13M
Net Income	$23.09M
Revenue Growth (YoY)	+255.98%
Gross Margin	90.58%
Operating Margin	31.10%
Net Profit Margin	14.21%
ROE	N/A
ROA · ROIC	6.78% · 6.97%

P/E Ratio	15.11
Forward P/E (FY1)	10.50
PEG Ratio	0.60
P/S	1.26
P/B	1.88
P/FCF	3.65
EPS Growth	+5.33%
Outstanding Shares	213.27M

Technical Indicators

50-Day SMA	$1.03
200-Day SMA	$1.15
RSI (14)	66.01
Beta	0.69
52-Week High	$1.77
52-Week Low	$0.82

Volume Today	1.09M
Avg Daily Volume (30D)	328.94K
Relative Volume	3.32x
Volatility (10D)	84.42
Volatility (30D)	57.05
Free Float	83.96%

Analyst Consensus

STRONG BUY

Current Price $1.22

Mean Target $1.55

52W Low$0.82 52W High$1.77

Current

Target

$0.82 $1.77

Current Analyst target

+26.38% upside potential · 4 analysts

Identifiers

ExchangeASX

FIGIBBG001SLCMH0

ISINAU000000COG7

CountryAustralia

Sub-IndustryConsumer Lending (NEC)

Earnings DateFeb 24, 2027

TypeStocks

Instrument TypeFULLPAID Fully Paid Ordinary

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Company Profile

COG Financial Services Limited is an Australia-based finance broker aggregator and equipment leasing company that serves small to medium-sized enterprises (SMEs). The Company’s segments include Finance Broking & Aggregation, Novated Leasing, Asset Management & Lending, and All Other / Intersegment activities. Finance Broking & Aggregation activities comprise business units focused on the aggregation of broker volumes to maximize profitability through scale, and finance broking focused on a range of finance products and asset types. Novated Leasing activities comprise the provision of novated leasing and salary packaging services to government and private sector customers. Asset Management & Lending activities are focused on the management of investment funds and providing financing arrangements to commercial customers for essential business assets. All Other / Intersegment activities include equity investment in the associate Earlypay Limited, and corporate office functions.