Compliance updated on Jun 19, 2026 Screened by AAOIFI-Certified Shariah Advisor & Auditor

Financial data updated nightly

COG Financial Services Ltd

COG.AX ✗ NOT COMPLIANT ☆ Track — members

ASX · Financials · Consumer Lending ·

Australia Micro Cap Analyst: STRONG BUY

Last Close

$1.03

▼ -3.00%

Market Cap $218.89M · Vol 56.37K

Key Metrics

P/E Ratio

14.67

FWD: 9.43

Market Cap

$218.89M

Micro Cap

Div Yield

6.38%

Semi-annual dividend

EPS Growth

+30.51%

YoY

RSI (14)

75.76

Momentum

Beta

0.72

vs Market

52W High

$1.74

35.84% below

52W Low

$0.81

29.57% above

Volume

56.37K

Avg 187.39K

P/B

2.12

Price-to-book

ROE

15.80%

Return on equity

Free Float

81.65%

Public shares

Shariah Compliance8 STANDARDS

✗ COG Financial Services Ltd (COG.AX) stock is currently not Shariah compliant

AAOIFI—
Dow Jones Islamic (DJIM)—
FTSE Shariah—
MSCI Islamic—
S&P Shariah—
Al Rajhi—
Alinma—
Albilad—

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See which standards it fails, the exact ratios behind the verdict, and halal alternatives. AAOIFI-certified methodology trusted by global Islamic funds.

Which standards does COG.AX pass?

The full report shows the verdict under each of the 8 major Shariah standards, with the business-activity and financial-ratio screens behind every one.

Do I need to purify my investment?

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Historical Returns

+0.34%

+2.11%

-9.91%

-10.74%

YTD

-30.38%

-15.41%

+15.68%

+5.43%

Financials & Valuation

TTM · Annual

Total Revenue	$241.97M
Net Income	$19.56M
Revenue Growth (YoY)	-33.17%
Gross Margin	89.79%
Operating Margin	30.27%
Net Profit Margin	14.59%
ROE	15.80%
ROA · ROIC	5.99% · 6.36%

P/E Ratio	14.67
Forward P/E (FY1)	9.43
PEG Ratio	0.41
P/S	1.56
P/B	2.12
P/FCF	7.34
EPS Growth	+30.51%
Outstanding Shares	213.27M

Technical Indicators

50-Day SMA	$1.00
200-Day SMA	$1.17
RSI (14)	75.76
Beta	0.72
52-Week High	$1.74
52-Week Low	$0.81

Volume Today	56.37K
Avg Daily Volume (30D)	187.39K
Relative Volume	0.30x
Volatility (10D)	33.16
Volatility (30D)	37.54
Free Float	81.65%

Analyst Consensus

STRONG BUY

Current Price $1.03

Mean Target $1.44

52W Low$0.81 52W High$1.74

Current

Target

$0.81 $1.74

Current Analyst target

+39.61% upside potential · 4 analysts

Identifiers

ExchangeASX

FIGIBBG001SLCMH0

ISINAU000000COG7

CountryAustralia

Sub-IndustryConsumer Lending (NEC)

Earnings DateAug 25, 2026

TypeStocks

Instrument TypeFULLPAID Fully Paid Ordinary

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Company Profile

COG Financial Services Limited is an Australia-based finance broker aggregator and equipment leasing company that serves small to medium-sized enterprises (SMEs). The Company’s segments include Finance Broking & Aggregation, Novated Leasing, Asset Management & Lending, and All Other / Intersegment activities. Finance Broking & Aggregation activities comprise business units focused on the aggregation of broker volumes to maximize profitability through scale, and finance broking focused on a range of finance products and asset types. Novated Leasing activities comprise the provision of novated leasing and salary packaging services to government and private sector customers. Asset Management & Lending activities are focused on the management of investment funds and providing financing arrangements to commercial customers for essential business assets. All Other / Intersegment activities include equity investment in the associate Earlypay Limited, and corporate office functions.