American Business Bank (the Bank) is primarily engaged in the business of serving the banking needs of small and medium-sized firms, non-profits, along with the personal needs of business executives and professionals in Southern California. The Bank’s loan portfolio includes construction, commercial real estate, residential real estate, commercial, and other loans. Its services include relationship banking, small business administration (SBA) lending, international banking, and consulting and referral services. Its relationship banking services include credit and depository services, treasury management and asset-based lending. Its SBA loan programs include SBA 504 and SBA 7(a). The Bank has approximately seven loan production offices in strategic locations, including North Orange County in Anaheim, Orange County in Irvine, South Bay in Torrance, San Fernando Valley in Woodland Hills, Riverside County in Corona, Inland Empire in Ontario and LA Coastal in Long Beach.