Compliance updated on Jun 19, 2026 Screened by AAOIFI-Certified Shariah Advisor & Auditor

Financial data updated nightly

Toivo Group Oyj

TOIVO.HE ✗ NOT COMPLIANT ☆ Track — members

Nasdaq Helsinki · Consumer Cyclicals · Homebuilding ·

Finland Micro Cap Analyst: BUY

Last Close

$1.07

▲ +1.11%

Market Cap $63.39M · Vol 21.08K

Key Metrics

P/E Ratio

16.60

FWD: 10.84

Market Cap

$63.39M

Micro Cap

Div Yield

3.28%

Annual dividend

EPS Growth

-16.35%

YoY

RSI (14)

41.18

Momentum

Beta

1.08

vs Market

52W High

$1.21

13.11% below

52W Low

$1.01

8.17% above

Volume

21.08K

Avg 12.10K

P/B

0.75

Price-to-book

ROE

N/A

Return on equity

Free Float

14.62%

Public shares

Shariah Compliance8 STANDARDS

✗ Toivo Group Oyj (TOIVO.HE) stock is currently not Shariah compliant

AAOIFI—
Dow Jones Islamic (DJIM)—
FTSE Shariah—
MSCI Islamic—
S&P Shariah—
Al Rajhi—
Alinma—
Albilad—

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Historical Returns

-2.14%

-1.72%

-4.59%

YTD

-2.97%

-5.97%

+13.41%

-70.47%

Financials & Valuation

TTM · Annual

Total Revenue	$72.48M
Net Income	$5.04M
Revenue Growth (YoY)	+5.78%
Gross Margin	25.11%
Operating Margin	10.17%
Net Profit Margin	6.95%
ROE	N/A
ROA · ROIC	3.70% · 4.46%

P/E Ratio	16.60
Forward P/E (FY1)	10.84
PEG Ratio	0.03
P/S	0.93
P/B	0.75
P/FCF	N/A
EPS Growth	-16.35%
Outstanding Shares	59.38M

Technical Indicators

50-Day SMA	$1.08
200-Day SMA	$1.10
RSI (14)	41.18
Beta	1.08
52-Week High	$1.21
52-Week Low	$1.01

Volume Today	21.08K
Avg Daily Volume (30D)	12.10K
Relative Volume	1.74x
Volatility (10D)	16.64
Volatility (30D)	26.70
Free Float	14.62%

Analyst Consensus

BUY

Current Price $1.07

Mean Target $1.33

52W Low$1.01 52W High$1.21

Current

Target

$1.01 $1.21

Current Analyst target

+24.15% upside potential · 1 analysts

Identifiers

ExchangeNasdaq Helsinki

FIGIBBG0113LHCH3

ISINFI4000496716

CountryFinland

Sub-IndustryHomebuilding (NEC)

Earnings DateNov 2, 2026

TypeStocks

Instrument TypeORD Ordinary Share

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Company Profile

Toivo Group Oyj is a Finland-based housing developer, builder and owner, which is focused on housing development, construction and long-term ownership. The Company buys a plot of land, builds a house and leaves it on the balance sheet with the intention of owning it for up to the next fifty years. Toivo Group Oyj's housing portfolio is divided into two parts: for proprieties under development and construction, as well as for completed projects. The company has around 1,200 apartments under development and around 750 apartments under construction. Toivo Group Oyj is the Group's parent company. Its subsidiaries include Toivo Project Management Oy, Toivo Maat Suomi Oy, Toivo Sweden AB, Toivo Asuntokehitis Oy and Toivo Liiketilat Oy.