Compliance updated on Jun 19, 2026 Screened by AAOIFI-Certified Shariah Advisor & Auditor

Financial data updated nightly

Cembra Money Bank AG

CMBN.S ✗ NOT COMPLIANT ☆ Track — members

SIX Swiss Exchange · Financials · Banks ·

Switzerland Mid Cap Analyst: HOLD

Last Close

$108.63

▲ +1.64%

Market Cap $3.26B · Vol 118.88K

Key Metrics

P/E Ratio

13.84

FWD: 12.38

Market Cap

$3.26B

Mid Cap

Div Yield

6.44%

Annual dividend

EPS Growth

+7.61%

YoY

RSI (14)

32.93

Momentum

Beta

0.44

vs Market

52W High

$131.73

19.61% below

52W Low

$105.51

4.53% above

Volume

118.88K

Avg 78.11K

P/B

2.16

Price-to-book

ROE

13.66%

Return on equity

Free Float

99.95%

Public shares

Shariah Compliance8 STANDARDS

✗ Cembra Money Bank AG (CMBN.S) stock is currently not Shariah compliant

AAOIFI—
Dow Jones Islamic (DJIM)—
FTSE Shariah—
MSCI Islamic—
S&P Shariah—
Al Rajhi—
Alinma—
Albilad—

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Which standards does CMBN.S pass?

The full report shows the verdict under each of the 8 major Shariah standards, with the business-activity and financial-ratio screens behind every one.

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Historical Returns

+1.75%

-3.49%

-9.33%

-9.80%

YTD

-12.43%

-6.40%

+50.91%

-10.12%

Financials & Valuation

TTM · Annual

Total Revenue	N/A
Net Income	$226.64M
Revenue Growth (YoY)	-0.03%
Gross Margin	N/A
Operating Margin	41.20%
Net Profit Margin	33.12%
ROE	13.66%
ROA · ROIC	2.81% · 4.31%

P/E Ratio	13.84
Forward P/E (FY1)	12.38
PEG Ratio	3.03
P/S	5.38
P/B	2.16
P/FCF	10.70
EPS Growth	+7.61%
Outstanding Shares	30.00M

Technical Indicators

50-Day SMA	$113.81
200-Day SMA	$119.13
RSI (14)	32.93
Beta	0.44
52-Week High	$131.73
52-Week Low	$105.51

Volume Today	118.88K
Avg Daily Volume (30D)	78.11K
Relative Volume	1.52x
Volatility (10D)	14.42
Volatility (30D)	14.65
Free Float	99.95%

Analyst Consensus

HOLD

Current Price $108.63

Mean Target $114.11

52W Low$105.51 52W High$131.73

Current

Target

$105.51 $131.73

Current Analyst target

+5.04% upside potential · 3 analysts

Identifiers

ExchangeSIX Swiss Exchange

FIGIBBG001TC3238

ISINCH0225173167

CountrySwitzerland

Sub-IndustryRetail & Mortgage Banks

Earnings DateFeb 17, 2027

TypeStocks

Instrument TypeORD Ordinary Share

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Company Profile

Cembra Money Bank Ltd, formerly known as GE Money Bank AG, is a Switzerland-based consumer finance bank. It operates through a domestic distribution and sourcing network that includes approximately 25 branches, as well as 200 agents, 3000 auto dealers, credit card partner agreements and online channels. Its offering is diversified into loans, credit cards, leasing, insurance and savings. The loans business focuses on the provision of personal loans. The credit card business engages credit card provision. The leasing business provides leasing services, including automobile, motorcycle and caravan leasing, among others. The insurance business provides insurance solutions, including payment insurance and credit card insurance. The savings business provides saving solutions, including deposit accounts and investment instruments.