Compliance updated on Jun 19, 2026 Screened by AAOIFI-Certified Shariah Advisor & Auditor

Financial data updated nightly

Synchrony Financial

SYF ✗ NOT COMPLIANT ☆ Track — members

NYSE · Financials · Consumer Lending ·

USA Large Cap Analyst: BUY

Last Close

$80.02

▲ +0.69%

Market Cap $26.04B · Vol 1.31M

Key Metrics

P/E Ratio

8.21

FWD: 7.95

Market Cap

$26.04B

Large Cap

Div Yield

1.71%

Quarterly dividend

EPS Growth

+1.22%

YoY

RSI (14)

54.04

Momentum

Beta

1.31

vs Market

52W High

$88.77

9.86% below

52W Low

$63.08

26.85% above

Volume

1.31M

Avg 1.07M

P/B

1.86

Price-to-book

ROE

21.60%

Return on equity

Free Float

99.64%

Public shares

Shariah Compliance8 STANDARDS

✗ Synchrony Financial (SYF) stock is currently not Shariah compliant

AAOIFI—
Dow Jones Islamic (DJIM)—
FTSE Shariah—
MSCI Islamic—
S&P Shariah—
Al Rajhi—
Alinma—
Albilad—

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See which standards it fails, the exact ratios behind the verdict, and halal alternatives. AAOIFI-certified methodology trusted by global Islamic funds.

Which standards does SYF pass?

The full report shows the verdict under each of the 8 major Shariah standards, with the business-activity and financial-ratio screens behind every one.

Do I need to purify my investment?

Members see the purification amount per share, updated every financial period under the AAOIFI methodology.

Can I calculate zakat for my shares?

Members get zakat per share and a built-in calculator for their exact holding.

Historical Returns

-0.90%

+9.77%

+11.40%

+13.07%

YTD

-4.09%

+9.32%

+151.24%

+59.37%

Financials & Valuation

TTM · Annual

Total Revenue	N/A
Net Income	$3.55B
Revenue Growth (YoY)	+3.64%
Gross Margin	N/A
Operating Margin	29.67%
Net Profit Margin	17.39%
ROE	21.60%
ROA · ROIC	3.87% · 11.10%

P/E Ratio	8.21
Forward P/E (FY1)	7.95
PEG Ratio	1.06
P/S	1.53
P/B	1.86
P/FCF	3.50
EPS Growth	+1.22%
Outstanding Shares	325.37M

Technical Indicators

50-Day SMA	$76.19
200-Day SMA	$74.86
RSI (14)	54.04
Beta	1.31
52-Week High	$88.77
52-Week Low	$63.08

Volume Today	1.31M
Avg Daily Volume (30D)	1.07M
Relative Volume	1.23x
Volatility (10D)	28.03
Volatility (30D)	26.64
Free Float	99.64%

Analyst Consensus

BUY

Current Price $80.02

Mean Target $89.71

52W Low$63.08 52W High$88.77

Current

Target

$63.08 $88.77

Current Analyst target

+12.11% upside potential · 25 analysts

Identifiers

ExchangeNYSE

FIGIBBG00658F3Q2

ISINUS87165B1035

CountryUnited States of America

Sub-IndustryConsumer Lending (NEC)

Earnings DateOct 13, 2026

TypeStocks

Instrument TypeORD Ordinary Share

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Company Profile

Synchrony Financial is a consumer financial services company focused on delivering digitally enabled product suites. The Company provides a range of credit products through financing programs it has established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers. It offers private label, dual card, co-brand, and general-purpose credit cards, as well as short- and long-term installment loans, and savings products through Synchrony Bank (the Bank). The Company primarily manages its credit products through five sales platforms such as Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle. The Bank offers directly to retail, affinity relationships and commercial customers, a range of deposit products, including certificates of deposit, individual retirement accounts (IRAs), money market accounts, savings accounts and sweep and affinity deposits.