WAYN – Wayne Savings Bancshares Inc

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Company Profile

Standard Premium Finance Holdings, Inc. is a holding company, which is engaged in insurance premium financing business. It is specialized primarily in commercial policies. The Company, through its subsidiary Standard Premium Finance Management Corporation, operates licensed insurance premium finance company in Florida, Georgia, North Carolina, South Carolina, Tennessee, Texas and Arizona. It targets premium financing loans from $1,000 to $15,000, with repayment terms ranging from six to 10 months. Loans are originated primarily through a network of insurance agents solicited by marketing representatives. Its premium finance loans are provided to small and medium size businesses to finance the purchase of commercial property and casualty insurance policies with a one-year term.

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