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* Note on Purification and Zakat

  • Purification and Zakat (for long-term investing) calculations are in USD per share and based on AAOIFI methodology. AAOIFI requires purification every financial period (e.g. quarterly). 
  • If you follow S&P Shariah’s Dividend-only purification, then remove the impure income % from the dividends you receive. No purification required for non-dividend paying stocks, according to S&P Shariah.
  • For Zakat, if you did not invest in a company from a long term perspective, then consider the shares as trading goods and give 2.5% of the total value if a year has passed on them. 

Company Profile

Unico American Corporation is an insurance holding company. The Company’s subsidiaries Unifax Insurance Systems, Inc. (Unifax) and American Insurance Brokers, Inc. (AIB) provides marketing and various underwriting support services related to property, casualty, health, and life insurance. Its subsidiary American Acceptance Company (AAC) provides insurance premium financing. The Company’s operations are categorized between the Company’s segment, the insurance company operation and other insurance operations. The Company also provides membership association services through Insurance Club, Inc. The Company offers claims adjustment services through U.S. Risk Managers, Inc. The Company’s insurance company operation is conducted through Crusader Insurance Company (Crusader). Crusader is licensed as an admitted insurance carrier in the states of Arizona, California, Nevada, Oregon, and Washington.