National Bank Holdings Corporation is a bank holding company. The Company operates through its subsidiary, NBH Bank (the Bank), which is a Colorado state-chartered bank and a member of the Federal Reserve System. The Bank provides a range of banking products to both commercial and consumer clients through a network of approximately 81 banking centers, located primarily in Colorado, the greater Kansas City region, Texas, Utah and New Mexico, as well as through online and mobile banking products and services. The Bank’s distribution network also includes approximately 121 Automated teller machines (ATMs). The Bank offers personalized banking service to the clients, which includes multiple services, such as loan and deposit services, online and mobile banking solutions and treasury management products and services. The Bank’s loan portfolio includes commercial and industrial loans, commercial real estate loans, residential real estate loans, business loans and consumer loans.