Fentura Financial, Inc. is a financial services company. The Company operates through its subsidiary, the State Bank. The State Bank is a full-service community bank, which offers a range of banking services to individuals, small business and government entities. The State Bank’s commercial department provides a range of products including lines of credit, term loans, commercial mortgages, small business administration loans and a range of cash management products. The retail department offers personal checking, savings, time and individual retirement account (IRA) deposit accounts and an array of loan products including home equity, auto and personal loans. The residential loan department offers construction, purchase and refinance residential mortgage loans. The wealth management department offers a full-service suite of trust and portfolio management services. The Company operates approximately 19 service branches in Genesee, Livingston, Oakland, Saginaw and Shiawassee Counties.