BM Technologies, Inc. is a financial technology company. The Company facilitates deposits and banking services between a customer and its partner bank, Customers Bank. The Company provides high-tech digital banking and disbursement services to consumers and students nationwide through a full service fintech banking platform, accessible to customers anywhere and anytime through digital channels. Its banking platform provides access to checking and savings accounts, personal loans, credit cards, and financial wellness. Its BM Technologies (BMTX) digital banking platform employs a multi-partner distribution model, known as Banking-as-a-Service (BaaS). Its business model leverages partners’ existing customer bases to achieve high volume, low cost customer acquisition in its Higher Education Disbursement, BaaS, and Workplace Banking businesses.