Hank Payments Corp. provides fintech software-as-a-service and banking-as-a-service (BaaS) platform. Its Hank platforms manage consumer cash flow and budgets on an automated basis using algorithms that collect, store and disburse cash as required to discharge obligations in a timely fashion. The Hank stack provides for several vertical market applications of the technology, with features specific to channels and enterprise accounts that allow those partners to operate new lines of business and revenue streams, using Hank. Hank houses the complex technology, banking, treasury, customer service, sales and operations teams that acquire and service consumers. It acquires users through various channels, including small to medium sized enterprises and enterprise businesses. The Hank BaaS platform has a range of applications for any institution that serves consumers financially. It provides solutions for education, lenders, automotive, RV & powersports, banks and credit unions and fintechs.